Pay smarter with a Santander credit card
Discover a range of credit cards to help you pay smarter – from managing everyday spend to making the most of your money.
Offering rewards, control and security, using a credit card could be a smarter way to pay.
Our credit cards are designed to help you in your day-to-day life, whether you’re looking to pay off more expensive balances on other cards, or earn cashback and rewards on your daily spending.
You can check your eligibility before you apply – it’s quick and it won’t affect your credit score.
Once you’ve found the right card, you can apply in just a few steps.
Remember, credit cards are a type of borrowing. If you don’t pay in full by the date on your monthly bill, you’ll be charged interest.
What type of card would you like?
Santander Edge credit card
Earn cashback on your day-to-day spend
- 1% cashback (up to £10 a month) on all your purchases
- No foreign exchange fees on purchases abroad
- £4 monthly account fee
All in One Credit Card
0% on purchases credit card for 15 months
- An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee
- 0.5% cashback (up to £10 a month) on all your purchases
- £3 monthly account fee
Everyday Long Term Balance Transfer Credit Card
0% on balance transfer credit card for 31 months
- 0% interest on balance transfers for 31 months from account opening (3.45% fee, min £5)
- 0% interest on purchases for 3 months from account opening
- No monthly account fee
Everyday No Balance Transfer Fee Credit Card
- 0% interest on balance transfers for 12 months from account opening
- No fee to transfer a balance for the first 12 months
- 0% interest on purchases for 3 months from account opening
- No monthly account fee
Santander World Elite™ Mastercard®
Exclusively for Santander Select and Private Banking customers
Get all these premium features and much more
- Access to over 1,400 airport lounges with LoungeKey
- Access Mastercard® Airport Security Fast Track
- Global Data Roaming provided by Flexiroam
- No foreign transaction fees on purchases made abroad in the local currency
- 0.5% cashback (up to £15 per month) on all purchases
- £15 monthly account fee
Why should I consider a credit card?
Buy with confidence
Credit cards give you protection under the Consumer Credit Act for some purchases over £100.
Keep control of your credit card
Manage your spending with transaction notifications, freeze and unfreeze your credit card and account alerts.
Build your credit score
Credit cards could help you build your credit score if you stay within your credit limit and make your monthly payments on time.