Credit cards

Choose the credit card that meets your needs and helps you pay smarter

 

Discover a range of credit cards designed to help you pay smarter.

Show me the credit cards
 

Pay smarter with our credit cards


Whether you're managing everyday spending, looking for a balance transfer card, or want a credit card that rewards your spending, our range is designed to help you pay smarter.    

Every Santander credit card gives you:

  • Rewards that help you get more from your everyday spending.
  • Control to manage payments your way.
  • Security that keeps your details safe, at home and abroad.

Checking if you’re eligible takes just a few minutes – and it won’t affect your credit score.

Once you’ve found the right card, applying online is quick and simple

Remember, credit cards are a type of borrowing. If you don’t pay in full by the date on your monthly bill, you’ll be charged interest.


Rewards

Discounts, cashback and special offers from Santander Boosts 

Mastercard Priceless TM


Control

Easily track and manage your day-to-day spend 

Card controls let you stop some types of purchases 

Account alerts can tell you you’re near your credit limit, to help you avoid fees 


Security 

Can’t find your card, freeze it in our app 

Suspicious payment? Block your card instantly 

Section 75 protection for some purchases if things go wrong 

What type of card would you like?

NEW! Rewards Credit Card

Get 3% cashback on things you do every day

New to Santander? Get up to £40 in Uber vouchers. T&Cs apply.

  • 3% cashback on petrol, everyday travel, eating out and takeaways in your first year
  • 0.25% cashback on all other purchases
  • No foreign exchange fees on purchases abroad
  • No monthly account fee

Representative example

Representative
24.9% APR (variable)
Assumed credit limit £1,200
Purchase rate
24.9% p.a. (variable)
Monthly fee £0
Check your eligibility
Full details

All in One Credit Card

0% on purchases credit card for 15 months

  • An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee
  • 0.5% cashback (up to £10 a month) on all your purchases
  • £3 monthly account fee

Representative example

Representative
29.8% APR (variable)
Assumed credit limit £1,200
Purchase rate
23.9% p.a. (variable)
Monthly fee £3
Check your eligibility
Full details

Everyday Long Term Balance Transfer Credit Card

0% on balance transfer credit card for 34 months

  • 0% interest on balance transfers for 34 months from account opening (3.15% fee, min £5)
  • 0% interest on purchases for 3 months from account opening
  • No monthly account fee

Representative example

Representative
24.9% APR (variable)
Assumed credit limit £1,200
Purchase rate
24.9% p.a. (variable)
Monthly fee £0
Check your eligibility
Full details

Everyday No Balance Transfer Fee Credit Card

Save on balance transfers

  • 0% interest on balance transfers for 12 months from account opening
  • No fee to transfer a balance for the first 12 months
  • 0% interest on purchases for 3 months from account opening
  • No monthly account fee 

Representative example

Representative
24.9% APR (variable)
Assumed credit limit £1,200
Purchase rate
24.9% p.a. (variable)
Monthly fee £0
Check your eligibility
Full details

Santander World Elite™ Mastercard®

Exclusively for Santander Select and Private Banking customers

Get all these premium features and much more

  • Access to over 1,400 airport lounges with LoungeKey
  • Access Mastercard® Airport Security Fast Track
  • Global Data Roaming provided by Flexiroam
  • No foreign transaction fees on purchases made abroad in the local currency
  • 0.5% cashback (up to £15 per month) on all purchases
  • £15 monthly account fee

Representative example

Representative
49.8% APR (variable)
Assumed credit limit £1,200
Purchase rate
18.9% p.a. (variable)
Monthly fee £15

Cashback offer. Terms & conditions apply 

Check your eligibility
Full details

Want to transfer a balance?
Use this calculator to see which credit card could give you the best savings. Our calculator is for illustrative purposes only, and savings may vary depending on your repayments.

How the calculator works
We’ll show you the credit card options in order of the lowest cost to you based on how much you would like to transfer and pay back each month.

Estimated savings
This is an illustrative example of how much you could save in interest over the months it could take to pay off your balance in full. This is based on you transferring your balance to us from a credit card with an APR of 23.9% and always making the monthly payment entered.

Total cost
This includes any balance transfer fees or monthly fees plus any interest charged over the time it would take you to pay off your balance in full. This does not include your original balance transfer amount.

Minimum amount of £100

This will adjust if the amount you enter is lower than what we think your current minimum payment is on your existing card.

All in One Credit Card v

  • Payment is less than minimum requirement of £
  • 0% Balance Transfer period 15 months
  • Monthly fee £3
  • Estimated savings £0
  • Estimated time to pay off 0 months
  • Balance transfer fee £0
  • Monthly fee + interest charged £0
  • Total Cost £0

Card benefits

  • 0% interest on balance transfers for 15 months with no balance transfer fee.
  • 0% interest on purchases for 15 months.
  • No foreign exchange fees on purchases overseas.
  • 0.5% cashback (up to £10 a month) on all your purchases.

    • Representative example

    Representative 29.8% APR (variable)
    Purchase rate 23.9% p.a. (variable)
    Assumed credit limit £1,200
    Monthly fee £3

    Explore All in One Credit Card Check your eligibility

    Everyday Long Term Balance Transfer Credit Card v

    • Payment is less than minimum requirement of £
    • 0% Balance Transfer period 34 months
    • Monthly fee £0
    • Estimated savings £0
    • Estimated time to pay off 0 months
    • Balance transfer fee £0
    • Monthly fee + interest charged £0
    • Total Cost £0

    Card benefits

  • 0% interest on balance transfers for 34 months (3.15% balance transfer fee applies, min £5).
  • 0% interest on purchases for 3 months.

    • Representative example

    Representative 24.9% APR (variable)
    Purchase rate 24.9% p.a. (variable)
    Assumed credit limit £1,200
    Monthly fee £0

    Explore Everyday Long Term Balance Transfer Credit Card Check your eligibility

    Everyday No Balance Transfer Fee Credit Card v

    • Payment is less than minimum requirement of £
    • 0% Balance Transfer period 12 months
    • Monthly fee £0
    • Estimated savings £0
    • Estimated time to pay off 0 months
    • Balance transfer fee £0
    • Monthly fee + interest charged £0
    • Total Cost £0

    Card benefits

  • 0% interest on balance transfers for 12 months with no balance transfer fee.
  • 0% interest on purchases for 3 months.

    • Representative example

    Representative 24.9% APR (variable)
    Purchase rate 24.9% p.a. (variable)
    Assumed credit limit £1,200
    Monthly fee £0

    Explore Everyday No Balance Transfer Fee Credit Card Check your eligibility
    You can apply for a credit card if you’re a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax). You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks. Terms and conditions apply. Please read these carefully before applying.