We have two cards to choose from. So whether you're looking for cashback, to spread the cost of purchases or to transfer a balance from another card, we’ve got it covered.
If you need help choosing the card that’s right for you, use our credit card comparison table to see the features and benefits of both cards.
Cashback on your everyday spending
The 1|2|3 Credit Card lets you earn up to 3% cashback on your everyday spending. Plus you'll pay 0% interest on purchases and balance transfers for 23 months with no balance transfer fee. It comes with an annual fee of £24, which will change to £3 per month after the first year (equivalent to £36 a year).
See how much cashback you could earn with our Cashback Calculator
Spread the cost of purchases or balances from other cards
When you need a card for both large and small purchases or want to spread the cost of repaying your balances from other cards, the Santander Credit Card can help. Spread the cost over 15 months with 0% interest, no balance transfer fee and no annual fee.
Credit is subject to status, available to permanent UK residents aged 18 years or over. You must agree to us conducting a credit check, have an income of £7,500 per year or more and have a good credit history, for example, no county court judgments or bankruptcy history.
To report a lost or stolen credit card or if you believe you’ve been a victim of credit card fraud please call 0800 9 123 123 (+44 1512 648 725 from abroad). Lines are open 24 hours a day, 7 days a week.
You can activate your credit card online by logging on to Online Banking or by calling 0800 783 7830. Lines are open 9am to 8pm Monday to Thursday, 9am to 7pm Friday and 9am to 5pm Saturday.
Additional cardholders should call on the number above to activate their card.
You can view your balance and credit limit online by logging on to Online Banking.
You can also get this information by calling 0800 9 123 123.
To request a change to your credit limit on your account call 0800 9 123 123. Lines are open 7am to 11pm Monday to Sunday.
The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.
If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.
You can also change it by telephone or in branch.
Log on and update your details instantly from within the "My Details & Settings" tab.
Choose 'Change personal details' from the left hand menu and then click 'Change address'.
Enter your new details (including postcode) and follow the onscreen instructions.
Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.
Complete a change of details form by
Take the form to your local branch together with relevant account documentation:
Your cash card, passbook or certificate and;
Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).
If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 11pm Monday to Saturday and 8am to 10pmSundays.
Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.
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