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Credit cards

Choose the credit card that's right for you

Choose the card that's right for you

We have two cards to choose from. So whether you're looking for cashback, to spread the cost of purchases or to transfer a balance from another card, we’ve got it covered.

If you need help choosing the card that’s right for you, use our credit card comparison table to see the features and benefits of both cards.

1|2|3 Credit Card

Cashback on your everyday spending

The 1|2|3 Credit Card lets you earn cashback on your everyday spending at supermarkets, department stores, petrol stations and on National Rail and Transport for London travel. Plus you'll pay 0% interest on purchases and balance transfers for 23 months with no balance transfer fee. A £3 monthly fee applies. Includes all major retailers in our cashback categories. Terms, limits and exclusions apply.

See how much cashback you could earn with our Cashback Calculator 

Representative Example
0% p.a. on card purchases for 23 months followed by 12.7% p.a. (variable) on card purchases. This is equivalent to 18.4% APR Representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3.

 

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Santander Credit Card

Interest- free purchases for 18 months

Spread the cost of purchases or balances from other cards

When you need a card for both large and small purchases or want to spread the cost of repaying your balances from other cards, the Santander Credit Card can help. Spread the cost over 15 months with 0% interest, no balance transfer fee and no monthly fee.

Representative Example
0% p.a.
on card purchases for 15 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR Representative (variable) based on an assumed credit limit of £1,200.


 

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Credit is subject to status, available to permanent UK residents aged 18 years or over. You must agree to us conducting a credit check, have an income of £7,500 per year or more and have a good credit history, for example, no county court judgments or bankruptcy history.

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