Santander UK Group Holdings plc
2025
10%
RoTE
(2024: 8.8%)
£169.0bn
mortgage stock
(Dec-24: £167.2bn)
52%
cost-to-income ratio
(2024: 55%1)
2.23%
Banking NIM
(2024: 2.14%)
1.17%
stage 3 ratio
(2024: 1.40%)
6th
Retail NPS
(2024: 5th)
£1,510m
profit before tax
(2024: £1,330m)
15.7%
CET1 capital ratio
(Dec-24: 14.8%)
1. Before the effect of the change in accounting policy announced in the Q1-26 Quarterly Management Statement.
Results and Presentations
Full Year
2025 Annual Report
2025 Sustainability Supplement
2025 Additional Capital and Risk Management Disclosures
2025 Additional Capital and Risk Management Disclosures
2025 Regulatory Remuneration Disclosures
2025 Form 20-F filed with the SEC
2025 Form 20-F iXBRL files
Quarter 4
Quarterly Management Statement
Quarterly Data Series
Quarter 3
Santander UK Group Holdings plc has cancelled its third quarter 2025 results announcement which was scheduled to take place on Wednesday 29 October 2025. Please see link to our RNS here
Additional Capital and Risk Management Disclosures
Half year
2025 Half Yearly Financial Report
2025 Half Yearly Additional Capital and Risk Management Disclosures
2025 Half Yearly Additional Capital and Risk Management Disclosures (XLSX)
Quarter 2
Quarterly Management Statement
Quarterly Data Series
Quarter 1
Quarterly Management Statement
Quarterly Data Series
Additional Capital and Risk Management Disclosures
Full year
2024 Annual Report
2024 Environmental, Social and Governance Supplement
2024 Additional Capital and Risk Management Disclosures
2024 Additional Capital and Risk Management Disclosures
2024 Regulatory Remuneration Disclosures
2024 Form 20-F filed with the SEC
2024 Form 20-F iXBRL files
Quarter 4
Quarterly Management Statement
Quarterly Data Series
Quarter 3
Quarterly Management Statement
Quarterly Data Series
Additional Capital and Risk Management Disclosures
Half Year
2024 Half Yearly Financial Report
2024 Half Yearly Additional Capital and Risk Management Disclosures
2024 Half Yearly Additional Capital and Risk Management Disclosures
2024 Half Yearly Environmental, Social and Governance Update
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly Data Series
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly Data Series
Additional Capital and Risk Management Disclosures
Full year
2023 Annual Report
2023 Environmental, Social and Governance Supplement
2023 Additional Capital and Risk Management Disclosures
2023 Additional Capital and Risk Management Disclosures
2023 Regulatory Remuneration Disclosures
2023 Form 20-F filed with the SEC
2023 Form 20-F iXBRL files
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Half Year
2023 Half Yearly Financial Report
2023 Half Yearly Additional Capital and Risk Management Disclosures
2023 Half Yearly Environmental, Social and Governance Update
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Full Year
2022 Annual Report
2022 Environmental, Social and Governance Supplement
2022 Additional Capital and Risk Management Disclosures
2022 Regulatory Remuneration Disclosures
2022 Form 20-F filed with the SEC
2022 Form 20-F iXBRL files
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Half Year
2022 Half Yearly Financial Report
2022 Half Yearly Additional Capital and Risk Management Disclosures
2022 Half Yearly Environmental, Social and Governance Update
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Full Year
2021 Annual Report
2021 Environmental, Social and Governance Supplement
2021 Additional Capital and Risk Management Disclosures
2021 Regulatory Remuneration Disclosures
2021 Form 20-F filed with the SEC
2021 Form 20-F iXBRL files
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Half Year
2021 Half Yearly Financial Report
2021 Half Yearly Additional Capital and Risk Management Disclosures
2021 Half Yearly Environmental, Social and Governance Update
2021 Half Yearly Financial Statements included in Form 6-K filed with the SEC
2021 Half Yearly Financial Report on Form 6-K filed with the SEC
2021 Half Yearly Factsheet
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly data series
Additional Capital and Risk Management Disclosures
Full Year
2020 Annual Report
2020 Strategic Report
2020 Environmental, Social and Governance Supplement
2020 Additional Capital and Risk Management Disclosures
2020 Regulatory Remuneration Disclosures
2020 Santander UK Group Holdings plc Form 20-F filed with the SEC
2020 Financial statements included in Form 20-F filed with the SEC
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital and Risk Management Disclosures
Results webcast replay
Half Year
2020 Half Yearly Financial Report
Additional Capital and Risk Management Disclosures
2020 Half Yearly Financial Statements included in Form 6-K filed with the SEC
2020 Half Yearly Financial Report on Form 6-K filed with the SEC
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital and Risk Management Disclosures
Full Year
2019 Annual Report
2019 Strategic Report
2019 Environmental, Social and Governance Supplement
2019 Additional Capital and Risk Management Disclosures
2019 Santander UK Group Holdings plc Form 20-F filed with the SEC
2019 Financial statements included in Form 20-F filed with the SEC
2019 Regulatory Remuneration Disclosures
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital and Risk Management Disclosures
Half Year
2019 Half Yearly Financial Report
Additional Capital and Risk Management Disclosures
2019 Half Yearly Financial Statements included in Form 6-K filed with the SEC
2019 Half Yearly Financial Report on Form 6-K filed with the SEC
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital and Risk Management Disclosures
Full Year
2018 Annual Report
2018 Strategic Report
2018 Additional Capital and Risk Management Disclosures
2018 Remuneration Report
2018 Financial statements included in Form 20-F filed with the SEC
Santander UK Group Holdings plc 2018 Form 20-F
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS Series
Additional Capital and Risk Management Disclosures
Results webcast replay
Half Year
Santander UK Group Holdings plc - Half Yearly Financial Report 2018
Additional Capital and Risk Management Disclosures
2018 Half Yearly Financial Statements included in Form 6-K filed with the SEC
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital and Risk Management Disclosures
Results webcast replay
Full Year
2017 Annual Report
2017 Strategic Report
2017 Additional Capital and Risk Management Disclosures
Transition to IFRS 9
2017 Financial statements included in Form 20-F filed with the SEC
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital Disclosures
Results webcast replay
Half Year
Santander UK Group Holdings plc - Half Yearly Financial Report 2017
H1 2017 Additional Capital and Risk Management Disclosures
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Factsheet
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Additional Capital Disclosures
Results webcast replay
Full Year
2016 Annual Report
2016 Strategic Report
Santander UK Group Holdings plc 2016 Additional Capital and Risk Management Disclosures
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Santander UK Group Holdings plc Q3'16 Additional Capital Disclosures
Results webcast replay
Half Year
Santander UK Group Holdings plc - Half Yearly Financial Report 2016
H1 2016 Additional Capital and Risk Management Disclosures
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Santander UK Group Holdings plc Q1'16 Additional Capital Disclosures
Results webcast replay
Other Presentations
Full Year
2015 Annual Report
2015 Strategic Report
Santander UK Group Holdings plc 2015 Additional Capital and Risk Management Disclosures
Quarter 4
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 3
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Q3 2015 Additional Capital Disclosures
Results webcast replay
Half Year
Santander UK Group Holdings plc – Half Yearly Financial Report 2015
H1 2015 Additional Capital and Risk Management Disclosures
Quarter 2
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Results webcast replay
Quarter 1
Quarterly Management Statement
Investor Update Presentation
Quarterly XLS series
Other Presentations
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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.