1|2|3 World

Welcome to 1|2|3 World

A world offering over 4 million customers a range of benefits like cashback & interest, preferential rates and special deals. Being a 1|2|3 World customer means you get access to 1|2|3 Offers.

A 1|2|3 World customer is someone who holds one or more of the following products:

1|2|3 Current Account

1|2|3 Lite Current Account

1|2|3 Student Current Account

1|2|3 Postgraduate Account

1|2|3 Credit Card

1|2|3 Graduate Current Account

1|2|3 Mini Current Account or 1|2|3 Mini (in Trust)

   

Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer.

1|2|3 Offers

  • Fixed Rate ISA

    2 Year Fixed Rate ISA

    Benefit from a higher, tax-free, guaranteed interest rate and save from £500 up to the annual ISA limit for a fixed term. No partial withdrawals allowed. Charge equivalent to 120 days’ interest if you close your account before the end of the term.

  • eISA

    Benefit from a higher tax-free interest rate for 12 months.  Save up to the annual ISA limit with instant access to your money on an opening balance of £500.

     

  • Junior ISA

    A long term, tax-free savings account for children under 18. Save up to the annual Junior ISA allowance. No withdrawals or closures are allowed until the child’s 18th birthday. Junior ISA transfers between providers are allowed at any time.

  • Fixed Term Bonds

    Fixed Term Bonds

    Benefit from a higher guaranteed interest rate for a fixed term. Choose from 1 and 2 year terms and save from £500. No withdrawals, additional deposits or account closures permitted during the fixed term.

  • eSaver

    eSaver

    Benefit from a higher interest rate for 12 months with instant access to your money via online or mobile banking. Save from £1 up to £2 million with unlimited deposits and withdrawals.
     

  • Personal Loan

    Personal Loans. Find out more.

    Find out more about loan rates for our 1|2|3 World customers so you can start turning your plans into reality.


     

Ways to earn cashback

1|2|3 Current Account

123 Current Account

The 1|2|3 Current Account pays you cashback on selected household bills and interest on your balance. There's a £5 monthly account fee.

You must pay in at least £500 a month and have at least two active Direct Debits. For cashback, household bills must be paid by Direct Debit.

Try our 1|2|3 Calculator to see how much you could earn.

Find out more

1|2|3 Lite Current Account

The 1|2|3 Lite Current Account also pays you cashback on selected household bills when you use Online or Mobile Banking. There's a £1 monthly account fee. Try our 1|2|3 calculator to see how much you could earn.

You must pay in at least £500 a month, have at least two active Direct Debits and log on to Online or Mobile Banking at least once every three months. For cashback, household bills must be paid by Direct Debit.

Find out more

1l2l3 Credit Card

Earn up to 3% cashback on your everyday spending and pay 0% on purchases and balance transfers for 23 months with no balance transfer fee.

A £3 monthly fee applies. Credit is available subject to status, only to UK residents aged 18 and over. Includes all major retailers in our cashback categories. Terms, cashback limits and exclusions apply.

See how much you could earn.

Representative Example

0% p.a. on card purchases for 23 months followed by 12.7% p.a. (variable) on card purchases. This is equivalent to 18.4% APR Representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3.

 

Find out more

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