1|2|3 World

Welcome to 1|2|3 World

A world offering over 5 million customers a range of benefits like cashback & interest, preferential rates and special deals. Being a 1|2|3 World customer means you get access to 1|2|3 Offers.

A 1|2|3 World customer is someone who holds one or more of the following products:

1|2|3 Current Account

1|2|3 Lite Current Account

1|2|3 Student Current Account

1|2|3 Postgraduate Account

1|2|3 Credit Card

1|2|3 Graduate Current Account

1|2|3 Mini Current Account or 1|2|3 Mini (in Trust)

   

Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Please note the 1|2|3 Credit Card is no longer on sale.

1|2|3 Offers

  • 10% cashback on home insurance

    Get 10% cashback on your first year's premium when you buy a new Santander Home Insurance policy. Administered and underwritten by Aviva Insurance Limited, terms apply.

     
     

  • 10% cashback on life insurance

    Get 10% cashback on the first year’s premium when you buy a new Santander Life Insurance policy, Life Insurance Plan, Life and Critical Illness Insurance, Critical Illness Plan or Over 50s Life Assurance. Provided, administered and underwritten by Aviva Life and Pensions Limited, terms apply.

  • Fixed Rate ISA

    2 Year Fixed Rate ISA

    Benefit from a higher, tax-free, guaranteed interest rate and save from £500 up to the annual ISA limit for a fixed term. No partial withdrawals allowed. Charge equivalent to 120 days’ interest if you close your account before the end of the term.
     

  • eISA

    Benefit from a higher tax-free interest rate for 12 months.  Save up to the annual ISA limit with instant access to your money on an opening balance of £500.

     

  • Junior ISA

    A long term, tax-free savings account for children under 18. Save up to the annual Junior ISA allowance. No withdrawals or closures are allowed until the child’s 18th birthday. Junior ISA transfers between providers are allowed at any time.

  • Fixed Term Bonds

    Fixed Term Bonds

    Benefit from a higher guaranteed interest rate for a fixed term. Choose from 1 and 2 year terms and save from £500. No withdrawals, additional deposits or account closures permitted during the fixed term.
     

  • Start-up Business Current Account

    Start-up Business Current Account

    Get 18 months free business banking with our Start-up Business Current Account (normally 12 months). This is available to businesses trading less than 12 months and opening their first business current account.

Ways to earn cashback

1|2|3 Current Account

123 Current Account

The 1|2|3 Current Account pays you cashback on selected household bills and interest on your balance. There's a £5 monthly account fee.

You must pay in at least £500 a month and have at least two active Direct Debits. For cashback, household bills must be paid by Direct Debit.

Try our 1|2|3 Calculator to see how much you could earn.

Find out more

1|2|3 Lite Current Account

The 1|2|3 Lite Current Account also pays you cashback on selected household bills when you use Online or Mobile Banking. There's a £1 monthly account fee. Try our 1|2|3 calculator to see how much you could earn.

You must pay in at least £500 a month, have at least two active Direct Debits and log on to Online or Mobile Banking at least once every three months. For cashback, household bills must be paid by Direct Debit.

Find out more

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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.