You can apply to take your current deal with you to your new home. Sometimes known as ‘porting’, this could save you money if your interest rate is lower than other mortgages available. It also means you won’t have to pay an Early Repayment Charge if you transfer the same amount. If you do want to borrow more, you can take a new deal from our competitive range.
Choose a new deal for the total borrowing from our range of competitive deals.
- You could save money if your existing rate is higher than the rates we now offer.
- You won’t pay an Early Repayment Charge if you have less than six months left on your existing deal when you apply for a new mortgage for at least the same amount. In future we may withdraw this offer.
- If you have more than six months left on your existing deal when you apply for a new mortgage, you’ll need to pay an Early Repayment Charge if one applies to your existing deal.
A new mortgage on a different property will be subject to status and our lending criteria.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
All applications are subject to status and our leading criteria. This means that the ammount we will lend you will not depend on your individual circumstances, the type of property and the ammount you borrow. For example, we nay require a higher deposit if you are buying a flat or a new built property.