1. About Santander UK
Business Current Accounts

About Santander UK

Helping our customers at the moments that matter most

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

Q1-24 Highlights

14 Million

active customers

£172.7bn

mortgage stock  
(Dec-23: £175.2bn)

57%

cost-to-income ratio 
(Q1-23: 47%)

2.07%

Banking NIM
(Q1-23: 2.21%)

7 million

digital customers

78%

digital mortgage retention

£391m

profit before tax
(Q1-23: £547m)

15.2%

CET1 capital ratio  
(Dec-23: 15.2%)

444

branches
 

Green Homes Report

published 'Buying into the Green Homes Revolution'

Carbon Neutral

in our own operations

1.57%

stage 3 ratio  
(Dec-23: 1.49%)

Factsheet

Download our Q1-24 factsheet (141 KB)

Take a look at our latest results