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Everyday Saver

Summary Box

Account name  Everyday Saver
What is the interest rate?
AER/Gross (variable)
£1+ 0.35%

Interest is calculated daily and paid annually on the anniversary of account opening. Interest can be paid back into this account or another suitable Santander account.

Can Santander change the interest rate?
Yes, the rate can go up or down e.g. in response to industry and market conditions. If the rate goes down, we’ll let you know around 2 months before the rate changes.
What would the estimated balance be after 12 months based on a £1,000 deposit?
Account name Interest earned Balance after 12 months
Everyday Saver  £3.50  £1,003.50

Estimate assumes that the account is opened and deposit is made on 1st of the month and no change to interest rates.

This illustration is only an example and doesn't take into account individual circumstances.

How do I open and manage my account? To open the account you must be:
  • a UK resident, account can be held in single or joint names; and

  • aged 16 or over.

This account can be opened in trust for children aged 11 or over. For accounts opened in trust for children aged under 13, the trustee must be a UK resident, aged 18 or over and have parental responsibility for the child.


  • Log on to Online Banking and apply.

  • Visit any Santander branch.

Minimum opening and account balance of £1, maximum of £2 million. Deposits can be made at any time via standing order, one-off payments or online transfers.

Manage the account

  • Online and Mobile Banking, branch, telephone and cash machines.

  • A cash card can be requested or the account can be linked to an existing Santander card.

  • Statements are issued annually in April. We provide you with information about transactions on your account by posting them to Online Banking for you to view at any time. You can also request this information in branch or by calling us on 0800 9 123 123.

Can I withdraw money? Yes, withdrawals can be made in Online and Mobile Banking, in branch, over the telephone and at any Santander cash machine.
Additional information You can cancel the account within 14 days of opening and your money will be returned in full with interest.

The Everyday Saver is subject to availability. Rates and information correct as at 3 September 2018.

Please read the full product details and terms & conditions before applying. Other accounts
 are available; see our savings account range to find out more.

Your money, your way
You choose how you bank with us.

Need a helping hand? Use Send Me the Link to send yourself our mobile apps, videos, guides, & factsheets

Send me the link allows you to send yourself links for our mobile apps, videos, guides, & factsheets which can help you with your Online & Mobile Banking needs. Access Send Me the Link here.

Online Banking
Secure, 24/7 banking. Make payments, view statements and much more. For more information find out more.

Watch our Online Banking videos to learn more.

Mobile Banking
Bank from anywhere using our apps. For more information find out more.

You can see the interest rate on savings account in the mobile app - just click on the account when you're in the app.

Watch our Mobile Banking videos to learn more.

Get the app

Telephone Banking
24/7 banking by phone. Speak to us during the day and in the evenings or use our automated service any time of day. Call us on 0800 9 123 123.

You can visit our extensive branch network to speak to us.

Cash machines
You can do more than just withdraw cash at our cash machines. For example, pay money or cheques in, pay bills and lots more.

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts

Protect yourself from fraud

It’s very important that you keep your banking details private and secure.

  • Never share a Santander One Time Passcode (OTP) with another person. Not even a Santander employee.
  • Never download software or let anyone log on to your computer or devices remotely during or after a cold call.
  • Never enter your Online Banking details after clicking on a link in an email or text message.

For more information about our approach to security as well as more useful information to help you stop the threat of fraud visit our Security Centre.

Find out more
Online Banking
Mobile Banking
Telephone Banking
Account Alerts
Our video playlists

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

Please read full product details and terms & conditions before applying.

Apply Online

Have Online Banking?
If you're registered for Online Banking you can apply in just a few clicks. 

  1. Click 'Log on and apply now' below

  2. Log in to Online Banking

  3. Click on 'Savings' on the right hand 'Apply Online' section

Log on and apply now

Not set up for Online Banking yet?
If you’re not set up for Online Banking you’ll need to have your card or account details handy, along with your mobile phone. Sign up for Online Banking

Apply in Branch
Book an appointment at a branch convenient to you. Find your nearest branch or call us on 0800 085 1553 to make an appointment.

Lines are open 8am to 9pm Monday-Friday and 8am to 4pm Saturday.

Rates and information correct as at 3 September 2018.

AER explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website Santander and the flame logo are registered trademarks.