We have four cards to choose from. So whether you'd like to save on interest repayments, transfer a balance, spread the cost of purchases, earn cashback, or you’re travelling abroad - we've got it covered.
If you need help choosing the card that's right for you, use our credit card comparison table to see the features of all four cards.
A great range of benefits all on one credit card
For a £3 monthly fee you’ll get:
0% on balance transfers and purchases for 30 months from date of account opening with no balance transfer fee
0.5% cashback on all of your purchases
No foreign transaction fees on purchases made abroad in the local currency
Pay no interest on balance transfers, with no balance transfer fee
0% on balance transfers for 27 months from date of account opening with no balance transfer fee
0% on purchases for 3 months from date of account opening
No monthly fee
A simple card to give you value at home and abroad
No foreign transaction fees on purchases when made in the local currency
No cash withdrawal fee anywhere in the world
No monthly fee
For Santander Select and Private customers
For a £15 monthly fee:
Unlimited airport lounge access, global Wi-Fi and concierge service
No foreign transaction fees on purchases made abroad when using the local currency
Cashback on everyday spend and much more
You can apply for a credit card if you're a permanent UK resident aged 18 years or over, have a gross annual income of £7,500 or more, have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years. We will conduct a credit check as part of the application and this will determine whether or not you're accepted and the credit limit that we can offer. We reserve the right to refuse any application.