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Regular eSaver

123 World Offer This account is exclusively available to current account customers who are part of 1|2|3 World, Santander Select or Private Banking.

The Regular eSaver lets you put money aside each month to help you save for the future. The account offers you 3% AER/gross (fixed) for 12 months.

After the 12 months we’ll pay your interest, and as long you’ve been funding the account with a standing order, we’ll transfer the final balance to your current account.

We’ll also automatically renew your Regular eSaver for another 12 months with the same rate and conditions that are available to new customers at the time so you can carry on saving.

Summary Box

Account name   Regular eSaver (Issue 7) for 1|2|3 World and/or Santander Select or Private Banking customers
What is the interest rate?
Tier AER/Gross (fixed) for the first 12 months from account opening 
From £1 to £200 per month 3.00%

Interest is calculated daily and added to this account annually. We'll calculate and pay the interest for you on the date of maturity and it will be available to you from the following day.

Can Santander change the interest rate?
No, the interest rate is fixed during the term.
What would the estimated balance be after 12 months, based on 12 monthly deposits of £200 totalling £2,400?
Account name Interest earned Balance after 12 months
Regular eSaver (Issue 7) for 1|2|3 World and/or Santander Select or Private Banking customers £38.60 £2,438.60

Estimate assumes that the account is opened on 1st March, funded with £200 on 2nd March and a further £200 on the 2nd of every month thereafter.
At the end of term 
If you have paid into your Regular eSaver by standing order from your Santander current account (including one in joint names) that is in place at maturity:

  • we’ll automatically renew your Regular eSaver for another 12 months at the interest rate and on the Terms and Conditions applicable at that time; and
  • transfer the final balance at the end of the term (including interest earned) to your Santander current account from which the standing order was paid, including if your current account is in joint names.

Alternatively, if you don't have a standing order in place when your Regular eSaver matures, we'll transfer your final balance including interest earned to an Everyday Saver account, currently paying 0.35% AER/Gross (variable) for balances of £1+.

We'll contact you around 14 days before maturity to let you know your account is maturing and what we will do on maturity unless you instruct us otherwise before maturity.

Estimated balance of Everyday Saver after 12 months:

Maturing account balance transferring to Everyday Saver Interest earned Everyday Saver balance after 12 months
Regular eSaver (Issue 7) for 1|2|3 World and/or Santander Select or Private Banking customers - £2,438.60 £8.54 £2,447.14


Estimates assume no further deposits or withdrawals are made and no change to interest rates.
These illustrations are only examples and don’t take into account individual circumstances.

How do I open and manage my account? To open the account you must be:

  • a 1|2|3 World, Santander Select or Private Banking customer
  • a UK resident aged 16 or over
  • signed up for Online or Mobile Banking

You can only have one Regular eSaver per customer, the account can't be held jointly and isn't available to 1|2|3 Mini Account in Trust customers.


  • Log on to Online Banking and apply.

  • Visit any Santander branch.

There is no minimum monthly deposit. You can save up to a maximum of £200 each month for 12 months by standing order from your Santander current account.

You can make any number of payments via standing order and you don’t have to make a deposit every month. The amount can vary each month, provided the monthly limit isn’t exceeded.

Your month is calculated by the date that you open your Regular eSaver, e.g. you open the Regular eSaver on the 16th of a month, your month will run from 16th of one month to the 15th of the next month.

Standing orders are only processed Monday to Friday. If your standing order falls on a weekend or bank holiday your payment will be made on the next working day, if this is the last day of the month your payment won’t reach us until the following month.

If you don’t fund the account from your Santander current account or if you deposit more than £200 in any month, Santander reserve the right to revert your account into an Everyday Saver.

Manage the account

  • Online and Mobile Banking.

  • Statements are issued annually in April in Online Banking only. We provide you with information about transactions on your account by posting them to Online Banking for you to view at any time.

Can I withdraw money?

Yes, withdrawals can be made at any time by transfer to your Santander current account in Online and Mobile Banking.

If you make a withdrawal and then pay it back in, it will count towards your £200 monthly limit.

Additional information You can cancel the account within 14 days of opening and your money will be returned in full with interest. 

Subject to availability and may be withdrawn without notice. Rates and information correct as at 2 October 2018.

Please read the full product details and terms & conditions before applying. Other accounts
 are available; see our savings account range to find out more.


Need a helping hand? Use Send Me the Link to send yourself our mobile apps, videos, guides, & factsheets

Send me the link allows you to send yourself links for our mobile apps, videos, guides, & factsheets which can help you with your Online & Mobile Banking needs. Access Send Me the Link here.

Online Banking
Secure, 24/7 banking. Make payments in, view statements and much more. For more information find out more.

Watch our Online Banking video to learn more.
Mobile Banking
Bank from anywhere using our apps. For more information find out more.

You can see the interest rate on your savings account in the mobile app - just click on the account when you're in the app.

Watch our Mobile Banking videos to learn more.

Get the app 

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts 

Protect yourself from fraud

It’s very important that you keep your banking details private and secure.

  • Never share a Santander One Time Passcode (OTP) with another person. Not even a Santander employee.
  • Never download software or let anyone log on to your computer or devices remotely during or after a cold call.
  • Never enter your Online Banking details after clicking on a link in an email or text message.

For more information about our approach to security as well as more useful information to help you stop the threat of fraud visit our Security Centre.

Find out more
Online Banking
Mobile Banking
Account Alerts
Our video playlist

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

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Please read full product details and terms & conditions before applying.

Apply online

Have Online Banking?
If you're registered for Online Banking you can apply in just a few clicks.

  1. Click 'Log on and apply now' below

  2. Log in to Online Banking

  3. Click on 'Savings' on the right hand 'Apply online' section

Log on and apply now

Not set up for Online Banking yet?
If you’re not set up for Online Banking and you are a Santander customer with a qualifying current account, you’ll need to have your most recent card or account details handy, along with your mobile phone. Sign up for Online Banking

Apply in branch
Find your nearest branch or call 0800 085 1553 to make an appointment. Lines are open 8am to 9pm Monday-Friday and 8am to 4pm Saturday.

Rates and information correct as at 2 October 2018.

AER explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.

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