Apply from the comfort of your own home
If you've had an offer accepted on a home or you're ready to remortgage to us and you've got a decision in principle, then you're ready to apply online for your mortgage.
Remember you need to be comfortable choosing a mortgage without receiving advice from us. We'll carry out a credit search(es) which could affect your credit rating. Before you start, make sure you've read a straightforward guide to your mortgage (pdf)
Why apply online?
All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.
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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.