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Travel Insurance

Arranged, administered and underwritten by Chubb European Group Limited.

Peace of mind anywhere

 You can choose a policy to suit you:

  • An annual multi-trip or single trip policy
  • European or worldwide cover (excluding Cuba)
  • Family, couple or individual cover


We'll give you a discount if you apply online:

123 World Offer
  • 20% online discount for all other customers
  • World Elite Mastercard® customers – find out more about your online discount
  • These discounts also apply to the optional cover extensions (see cover extensions tab above) which are available for an additional cost.

 These discounts are only available if you apply online. Check the terms and conditions tab for full details. 

For a full list of what's covered, including any excesses, exclusions and terms and conditions, please read the Santander Travel Insurance policy documentation

We're proud that Santander Travel Insurance has been awarded a 5 star rating for quality by Moneyfacts. 


Manage your policy wherever you are in the world:

If you're an existing customer you can log on to My Insurance to make changes to your policy, download policy documentation and claims forms, plus more.

Retrieve your quote
If you've had a quote in the last 14 days you can retrieve it here

If you'd like to speak to Chubb – take a look at their contact telephone numbers 

Santander Travel Insurance includes cover for:

  • Unlimited medical expenses if you’re injured or become ill abroad.

  • Up to £5,000 if you have to cancel, shorten or abandon your holiday due to circumstances you were unaware of when you took out the policy.

  • Personal property of up to £2,000 (a single item limit of £300 applies) that is lost, stolen or damaged. You're not covered for money, passports or valuables left unattended (unless locked away).

  • Essential items of clothing, toiletries or medication of up to £200, if your bags are delayed by the airline or carrier for 12 hours or more.

  • Overseas legal expenses up to £25,000 if you’re injured or become ill and this is caused by a third party.

  • Travel delay of £20 (up to £250) for every 12 hour delay to public transport, including flight delays.

As you would expect, exclusions, excesses and terms and conditions apply. Some of the key exclusions are shown below. You’re not covered:

  • If you travel against the advice of your doctor. You must tell Chubb about medical conditions at the time of purchase and any change in health before you travel.

  • For travel to an area where the Foreign and Commonwealth Office has advised against all travel

  • Against financial failure of your travel provider or organiser.

For a full list of what's covered, including any excesses that may apply, exclusions and product terms and conditions, please read the:
Santander Travel Insurance policy documentation

Going abroad? Find out more about our range of credit cards

Get a discount when you apply online

123 World Offer 30% off for Santander 1|2|3 World, Santander Select or Santander Private customers


If you or any other named person on the policy are a Santander 1|2|3 World, Santander Select or Santander Private customer, you will get a 30% discount when you buy online. Everyone else will get a 20% online discount.

A 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts or the 1|2|3 Credit Card (including additional 1|2|3 Credit Card holders). Trustees are not classed as 1|2|3 World customers. Customers must meet the eligibility criteria for each product and 1|2|3 World offer. Santander Select and Santander Private customers also have access to 1|2|3 World offers.

The discount is automatically applied to the premium quoted, including any optional cover extension selected. This offer is subject to availability.

World EliteTM Mastercard® cardholders

If you are a World Elite Mastercard cardholder then you can apply for your online travel insurance discount here

You must apply online to take advantage of these discounts.

Before you apply:
Please read the full details of this offer on the terms and conditions tab.
For a full list of what's covered, including any excesses that may apply, exclusions and product terms and conditions, please read the:

Santander Travel Insurance policy documentation

Optional cover extensions
Several optional cover extensions are available for an additional premium:

  • Winter sports - includes up to 21 days cover for lost, stolen or damaged ski equipment of up to £500.

  • Excess waiver - reduces all excesses payable in the event of a claim to nil.

  • Trip duration - extends the number of consecutive days on an annual multi-trip policy to 62.

  • Hazardous activities (for example paragliding and mountain biking).

  • Golf - includes cover for lost, stolen or damaged golf equipment up to £1,000.

  • Cruise - for journeys abroad. Includes cover for missed port departure, cabin confinement and cruise interruption up to £1,000.

  • Business - includes cover for lost, stolen or damaged business equipment up to £2,000 and money up to £1,000.

As you would expect, certain exclusions will apply. Winter sports and hazardous activities are not covered if they are competitive, you’re not wearing the recommended safety equipment or have been advised against participating by a doctor. Hazardous activities are not covered if they form the main part of your holiday.

If you're eligible for a discount it will apply to any optional cover extensions as well as your main policy.

Before you apply:
Please read the terms and conditions tab.
For a full list of what's covered, including any excesses that may apply, exclusions and product terms and conditions, please read the:

Santander Travel Insurance policy documentation

Santander Travel Insurance is arranged, administered and underwritten by Chubb European Group Limited (Chubb). Chubb will provide you with a 'non-advised' service. This means that you will be given information to help you make your decision. Chubb will not make a personal recommendation to you.

123 World Offer Discounts

If you or any other named person on the policy are a Santander 1|2|3 World, Santander Select or Santander Private customer, you'll get a 30% discount when you buy online. Everyone else will get a 20% online discount.

A 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts or a 1|2|3 Credit Card (including additional 1|2|3 Credit Card holders). Trustees are not classed as 1|2|3 World customers. Customers must meet the eligibility criteria for each product and 1|2|3 World offer. Santander Select and Santander Private customers also have access to 1|2|3 World offers.

The discount is automatically applied to the premium quoted, including any optional cover extension selected. This offer is subject to availability.

All customers must meet the eligibility criteria for each offer.
These offers are subject to availability and may be withdrawn at any time.
Quotations are subject to standard underwriting and acceptance criteria.

Policy terms and conditions
For a full list of what's covered, including any excesses that may apply, exclusions and product terms and conditions, before you apply please read the:
Santander Travel Insurance policy documentation
All information is correct at 20/09/2018.

Santander Travel Insurance is arranged, administered and underwritten by Chubb European Group Limited registered number 1112892. Registered in England & Wales with registered office at 100 Leadenhall Street, London EC3A 3BP. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference 202803. Full details can be found online at https://register.fca.org.uk/. Chubb is changing. Find out more
 

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.