Everyday Saver

Access your money any time

Everyday Saver

What you can get

  • 0.35% AER/gross (variable)
  • Cash card  on request
  • Withdraw money whenever you’d like to 


  • You’re a UK resident aged 16 or over


Account name

Everyday Saver

What is the interest rate?


AER/Gross (variable)



Interest is calculated daily and paid annually on the anniversary of account opening. Interest can be paid back into this account or another suitable Santander account.

Can Santander change the interest rate?

Yes, the rate can go up or down e.g. in response to industry and market conditions. If the rate goes down, we’ll let you know around 2 months before the rate changes. 

What would the estimated balance be after 12 months, based on a £1,000 deposit?

Account name

Interest earned 

Balance after 12 months

Everyday saver



Estimate assumes that the account is opened and deposit is made on 1st of the month and no change to interest rates.

This illustration is only an example and doesn't take into account individual circumstances.

How do I open and manage my account?

To open the account you must be:

  • a UK resident, account can be held in single or joint names; and
  • aged 16 or over.

This account can be opened in trust for children aged 11 or over. For accounts opened in trust for children aged under 13, the trustee must be a UK resident, aged 18 or over and have parental responsibility for the child.



  • Log on to Online Banking and apply.
  • Visit any Santander branch.



Minimum opening and account balance of £1, maximum of £2 million. Deposits can be made at any time via standing order, one-off payments or online transfers.


Manage the account

  • Online and Mobile Banking, branch, telephone and cash machines.
  • A cash card can be requested or the account can be linked to an existing Santander card.

Statements are issued annually in April. We provide you with information about transactions on your account by posting them to Online Banking for you to view at any time. You can also request this information in branch or by calling us on 0800 9 123 123.

Can I withdraw money?

Yes, withdrawals can be made in Online and Mobile Banking, in branch, over the telephone and at any Santander cash machine.

Additional information

You can cancel the account within 14 days of opening and your money will be returned in full with interest.

The Everyday Saver is subject to availability. Rates and information correct as at 3 September 2018.

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

This account also comes with

Telephone Banking
Online and Mobile Banking
Access to the Santander branch network

Everyday Saver – Product details and Terms & Conditions

Everything you need to know before you apply

Important contractual information and product details are included in documents which can be accessed via the links below. You should read and consider these documents before proceeding with your application, by continuing you are confirming you agree to these. You should print or save copies of these documents for further reference and records.

The Key Facts Documents contain specific conditions relevant to each account.

To view these documents, you may need to download Adobe Reader.