The rate is offered subject to your application being accepted. We will do a credit assessment of your circumstances when you apply. Credit available subject to status to UK residents aged 21 years and over. You can apply for a loan if you have a regular gross annual income of at least £6,000 and have not been declared bankrupt or had a CCJ or an IVA within the last 6 years. We reserve the right to refuse any application and to refuse a loan for certain purposes. Information and rates correct as at 20.02.2019. Repayments must be made by Direct Debit. Rates may be withdrawn at any time.

The calculator is for illustrative purposes only. Santander Personal Loans are available over terms of 1 to 5 years, with a maximum APR of 24.9%.

Representative example

Loan amount of £10,000 with a monthly repayment of £179.51 over a term of 60 months at a rate of interest per annum (fixed) of 3.0%. This is equivalent to 3.0% APR Representative. Total amount repayable is £10,770.60.