Your personal circumstances affect the rate we can offer you which may differ from the representative APR. We will do a credit assessment of your circumstances when you apply. Credit available subject to status to UK residents aged 21 years and over. You can apply for a loan if you have a regular gross annual income of at least £6,000 and have not been declared bankrupt or had a CCJ or an IVA within the last 6 years. We reserve the right to refuse any application and to refuse a loan for certain purposes. Information and rates correct as at 10.07.2018. Repayments must be made by Direct Debit. Rates may be withdrawn at any time.



The calculator is for illustrative purposes only. Santander Personal Loans are available over terms of 1 to 5 years, with a maximum APR of 24.9%.

Representative example

Loan amount of £10,000 with a monthly repayment of £179.51 over a term of 60 months at a rate of interest per annum (fixed) of 3.0%. This is equivalent to 3.0% APR Representative. Total amount repayable is £10,770.60.

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Call us

To apply over the phone, call us on 0800 028 4055

Online banking
Online banking

Check 'My Offers' as you may have a special offer waiting.

Speak to us in branch
Speak to us in branch

Important information

You must be a 1|2|3 World or Santander Select customer before applying for this Personal Loan rate. A Santander 1I2I3 World customer is someone who holds our Select Current Account, one of our 1I2I3 current accounts, 1I2I3 Credit Card (including additional card holders) or the 1I2I3 Mini Account (in Trust). Trustees are not classed as 1I2I3 World customers. All customers must meet the eligibility for each product and 1I2I3 World offer. Find out more about 1|2|3 World.