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- Monthly account fee: the account fee will be due even if you don’t qualify for cashback/interest benefits in a specific month.
- Funding your account: to benefit from cashback and interest you must pay in at least £500 a month. This isn’t a calendar month, it’s the month from the date you opened your account. Any interest and payments between Santander personal accounts you’re named on won't count towards the monthly funding amount. If you don’t meet the minimum monthly funding requirement you won’t receive any cashback or interest for that statement month, however your monthly account fee will still be charged/due. Please note that the 1|2|3 Lite Current Account does not pay interest.
- Cashback: cashback is paid automatically into your account each month just before your statement is sent, and we'll show you how much cashback you've earned in each category. The maximum mortgage payment amounts that qualify for cashback are limited to £1,000 per month (for either single or multiple monthly Direct Debits). Mortgage cashback applies to Santander UK plc mortgages. The 1% cashback on water and council tax bills applies to rates in Northern Ireland. Santander has categorised all companies within eligible cashback categories as accurately as possible.
Become a Santander Select customer:
Santander Select is a more personal banking service that provides you with priority servicing and exclusive products and offers. It’s available to you as long as you have a Select Current Account with us and you either:
•pay your main income of at least £5,000 per month into a Select Current Account (excluding transfers from other Santander accounts)
•or keep £75,000 in any Santander investment(s), savings or current account