Everything you need to know before you apply

To avoid any delays, please have the information below to hand before applying. Private limited companies and limited liability partnerships need to provide some additional information as outlined below.

Business details

  • Business start date and 3 years’ trading address history (if applicable)
  • A description of what your business does
  • Financial information, including current and anticipated turnover / net profit, and total capital/net worth
  • Details of any outstanding business lending including mortgage balance and property value (if business premise is owned)

Personal details (for anybody named in the application)

  • Full name, date of birth and nationality
  • 3 years’ address history and current residential status (owned/rented/other)
  • Length of time with current personal bank and number of personal credit cards

If you have a private limited company or a limited liability partnership, you’ll also need your registered name and address, date of incorporation, and company registration number. Please make sure these match Companies House before applying.

Important contractual information is included within documents which can be accessed via the links below. We advise that you should read and consider these documents before proceeding with your application. You should print or save copies of these documents for further reference and records. If there are any questions you have regarding these or you require further information please contact us.
 
As part of this application you will also have the ability to apply for an Overdraft. If you wish to apply for this product at the same time as your Business Loan, we would advise that you should take some time to review the Business Overdraft details and read and consider the following documents:
 
Key Facts Document with Overdraft information subject to the Santander Business Current Account you hold:
 
Terms & Conditions with Overdraft information subject to when you opened your Santander Business Current Account:
 

To view all these documents, you may need to download Adobe Reader.

 
All lending is subject to status, availability and our lending criteria. The right to decline any application is reserved.
 
By clicking on the Apply button below you confirm that you have read the relevant product contractual information provided above, before you apply.
 
If you do not understand any of the details about your chosen product or terms then please contact us before applying.