We offer savings accounts with instant access for flexibility or a fixed term for a guaranteed rate.
An online savings account with instant, penalty-free access
0.15% AER/gross (variable) for 12 months.
0.25% AER/gross (variable) for 12 months for 1|2|3 World or Santander Select customers.
Save from £1 up to £2 million. Unlimited deposits and withdrawals
Manage your account through Online and Mobile Banking.
Online regular savings funded from your Santander current account
2.50% AER/gross (variable) for 12 months.
3.00% AER/gross (variable) for 12 months for 1|2|3 World or Santander Select customers.
Save up to £200 a month paid by standing order from your Santander current account.
Withdraw funds from your Regular eSaver by transferring funds into a Santander current account.
Manage your account through Online or Mobile Banking.
A straightforward savings account with instant, flexible access
0.10% AER/gross (variable).
Unlimited deposits and withdrawals.
Save from £1 up to £2 million.
Manage your account through online, mobile, branch or telephone.
A guaranteed interest rate for a fixed term
0.50%- 1.00% AER/gross (fixed) depending on the term and if you’re a 1|2|3 World or Santander Select customer.
Choose from a range of terms.
Save from £500 up to £2 million.
No additional deposits, withdrawals or account closures permitted.
Depending on your financial goals and plans for the future, if you can afford to put your money away (usually for five years or more), then you might be interested in investments. They give you the potential to make higher returns over the longer term than saving.
Please remember that bank and building society accounts are different from investments because with traditional savings your capital will grow when interest is added. With investments, your capital isn't guaranteed at any time.
The value of investments and any income from them can go down as well as up and you may get back less than the full amount you invest.
We've put together a short video to help you understand more about saving and investing into cash ISAs.
See all of our Savings accounts and cash ISAs side by side for easy comparison.
To find your savings interest rate you can use our Interest Rate Finder
If you hold a Fast Access, SIPP Fast Access, Special Reserve, Cash ISA (TOISA), Retirement Investment Account (ANRIA), Santander Shareholder Account, Treasurers Instant Saver or Charity Investment Account, details of your interest rates can be found here (pdf)
We're sorry to hear that you are thinking about closing your savings account or cash ISA. Please send a secure message through your online banking, visit your local branch or call 0800 9 123 123. Lines open 7am to 9pm Monday to Saturday and 8am to 9pm Sundays.
Your bond maturity date can be found on the bond certificate that was issued to you when you opened the account.
The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.
If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.
You can also change it by telephone or in branch.
1. Online Banking (instant):
Log on and update your details instantly from within the "My Details & Settings" tab.
Choose 'Change personal details' from the left hand menu and then click 'Change address'.
Enter your new details (including postcode) and follow the onscreen instructions.
Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.
2. By telephone (for current account and savings customers):
3. In branch:
Complete a change of details form by
Take the form to your local branch together with relevant account documentation:
Your cash card, passbook or certificate and;
Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).
If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 9pm Monday to Saturday and 8am to 9pm Sundays.
Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.
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AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.
Gross rate explained
The gross rate is the interest rate we pay where no income tax has been deducted.
Interest is calculated daily and paid annually.
A Santander 1|2|3 World customer is someone who holds one of our 1|2|3 current accounts, 1|2|3 Credit Card (including additional card holders) or the 1|2|3 Mini Account (in Trust). Trustees are not classed as 1|2|3 World customers. All customers must meet the eligibility for each product and 1|2|3 World offer. Find out more about 1|2|3 World.
To join Santander Select you must have a current account with Santander and meet one of the following criteria: pay your main income of at least £5,000 per month into a Santander current account (excluding transfers from other Santander accounts), or maintain £75,000 in any Santander investment(s), savings or current account, or have a property worth at least £500,000 with a Santander mortgage. Find out more about Santander Select
The Stocks and Shares ISA is provided by Santander ISA Managers Limited. Registered in Scotland No. SC151605 at 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Telephone 0800 328 1328. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 171448