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eSaver

Access your money anytime

Account name eSaver eSaver for 1|2|3 World or Santander Select customers

AER/Gross rate (variable) for first 12 months from opening

0.70% 1.00%

Gross rate (variable) p.a. if paid monthly for first 12 months from opening

0.70% 1.00%

To apply for an eSaver you must be a UK resident, aged 16 or over.

You can save from £1 to £2 million.

You manage the account using online or mobile banking. Access is not available via any other channel.

1|2|3 World and Santander Select customers will benefit from a higher interest rate on their eSaver, as shown in the table above.

A 1|2|3 World customer is someone who holds one or more of the following products: 1|2|3 Credit Card, 1|2|3 Current Account, 1|2|3 Graduate Current Account, 1|2|3 Student Current Account, 1|2|3 Postgraduate Current Account, 1|2|3 Mini Current Account or 1|2|3 Mini Account  (in Trust). Trustees are not classed as 1|2|3 World customers. To be eligible for 1|2|3 offers they must be a 1|2|3 World customer in their own right. There are different eligibility criteria for each product and offer. Find out more about 1|2|3 World.


 Please read the full product details and terms & conditions before applying. Other
accounts are available; see our savings account range to find out more.
 

Account name eSaver eSaver for 1|2|3 World or Santander Select customers

AER/Gross rate (variable) for first 12 months from opening

0.70% 1.00%

Gross rate (variable) p.a. if paid monthly for first 12 months from opening

0.70% 1.00%

Your interest is calculated daily and you can have it paid into your account monthly or annually on the anniversary of account opening. 

There is no cash card, certificate or passbook with this account. The account can be linked to an existing Santander card for use at Santander cash machines.

A 14-day cancellation period applies.

After 12 months the account will become an Everyday Saver account currently paying 0.50% AER/Gross (variable) on balances from £1.

The eSaver and its interest rates are subject to availability. Rates are variable and effective as at 17 November 2014.

Online Banking
Secure, 24/7 banking. Make payments, view statements and much more. Watch our Online Banking videos to learn more.

Mobile Banking
Bank from anywhere using our apps or by using m.santander.co.uk. Watch our Mobile Banking video to find out more.

Text me the app

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. By setting up the alerts you want in Online Banking we can send you a text or email when it happens – such as when your balance goes above or below a certain amount.

Find out more
Online Banking
Mobile Banking
Account Alerts
Our video playlists

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

Please read full product details and terms & conditions before applying.

You can apply for the eSaver savings account if you:

  • are at least 16 years of age

  • are a UK resident

  • have at least £1 to deposit when you open your account

To get a higher rate of interest on your eSaver you must also be a 1|2|3 World or Santander Select customer.

A 1|2|3 World customer is someone who holds one or more of the following products: 1|2|3 Credit Card, 1|2|3 Current Account, 1|2|3 Graduate Current Account, 1|2|3 Student Current Account, 1|2|3 Postgraduate Current Account, 1|2|3 Mini Current Account or 1|2|3 Mini Account  (in Trust). Trustees are not classed as 1|2|3 World customers. To be eligible for 1|2|3 offers they must be a 1|2|3 World customer in their own right. There are different eligibility criteria for each product and offer.

eSaver eSaver for 1|2|3 World or Santander Select customers

Apply now

Apply now

Apply by phone
Call us on 0800 032 4264. Lines are open 8am to 9pm Monday-Friday and 8am to 4pm Saturday.

Apply in branch
Find your nearest branch or call 0845 604 8039 to make an appointment. Lines are open 8am to 9pm Monday-Friday and 8am-9pm Saturday.

How long will it be before your account is open?
If you already bank online with us, your account will be open and you'll be able to see it in Online Banking within 48 hours of submitting your application.

If you need to register for Online Banking, your account will be open within 48 hours and we'll register you for Online Banking automatically. You will have access to your eSaver savings account when you've received all your Online Banking log on details which usually takes about 1 week.

Rates and information correct as at 17 November 2014.

Frequently asked questions

  • To find your savings interest rate you can use our Interest Rate Finder.

     

    If you hold a Fast Access, SIPP Fast Access, Special Reserve, Cash ISA (TOISA), Retirement Investment Account (ANRIA), Santander Shareholder Account, Treasurers Instant Saver or Charity Investment Account, details of your interest rates can be found here.

  • We're sorry to hear that you are thinking about closing your savings account or cash ISA. Please call 0800 9 123 123. Lines open 7am to 11pm Monday to Saturday and 8am-10pm on Sundays.

  • Your bond maturity date can be found on the bond certificate that was issued to you when you opened the account.

  • The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.

    If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.

    You can also change it by telephone or in branch.

    1. Online Banking (instant):

      Log on and update your details instantly from within the "My Details & Settings" tab.

      • Choose 'Change personal details' from the left hand menu and then click 'Change address'.

      • Enter your new details (including postcode) and follow the onscreen instructions.

      • Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.

    1. By telephone (for current account and savings customers):
      • Call our Telephone Banking line on 0800 9 123 123. Lines open 7am to 11pmMonday to Saturday and 8am to 10pmSundays.
    1. In branch:
      • Complete a change of details form by

        • Printing off and completing the Change of details form *

        • Requesting a copy of the form by calling us on 0800 9 123 123. Lines open 7am-11pm Monday to Saturday and 8am-10pm on Sundays.

        • Collect a form from your local branch.

      • Take the form to your local branch together with relevant account documentation:

        • Your cash card, passbook or certificate and;

        • Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).

    If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 11pm Monday to Saturday and 8am to 10pmSundays.

    Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.

    * To open these documents you will need to have Adobe Reader. If you don't already have Adobe Reader you can download it for free

  • From 6 April 2015 you can get your interest paid gross (without tax deducted) if your income for the tax year is £15,600 or less. Even if you total income is higher than £15,600, you may still be able to get back some of the tax you have paid on your interest. For more information and to check if you’re eligible to register for gross interest go to www.gov.uk/taxfreesavings.

     

    To register for gross interest, simply visit your local branch or log on to online banking – you can manage this under the 'My Details & Settings' tab. Alternatively call 0800 328 3280, lines are open Mon to Sat 7am -11pm, Sun 9am -10pm.

AER explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.

Gross rate explained
The gross rate is the interest rate we pay before income tax is taken off.

Net rate explained
The net rate is the interest rate we pay after deduction of income tax at the rate specified by law (currently 20%). Interest is paid net of basic rate income tax unless you register to receive interest gross.

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