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We understand that everyone's financial needs are different
That's why advice from our qualified Financial Planning Managers is focused on what really matters to you. Whether that's generating a regular income from your investments or simply making your money work harder.

Our Financial Planning Managers go through continuous training and development programs, so you know they're giving you professional advice you can trust.
They're trained to give you personalised guidance and make recommendations based on your individual situation.

Santander Financial Planning Managers will advise and make a recommendation for you after they have assessed your needs.  
 
The advice and recommendation will be restricted to:

  • Structured Deposits (also called Index Linked Savings Bonds) provided by Santander UK plc;

  • Structured Investments (also called Fixed Term Investments) administered by Santander ISA Managers Limited (SIM); and

  • Selected fund ranges provided by Santander Asset Management UK Limited. 

If you decide to invest after receiving advice, your adviser will arrange this for you and your investments will be administered and serviced by Santander ISA Managers Limited (SIM) (a wholly owned subsidiary of Santander UK plc).
 
If you decide to put money into a Structured Deposit product, then this will be set up by your adviser with Santander UK plc.

You can use our Financial Planning Service if you're looking to invest over the medium to long term, typically for at least 5 years or more and have:

  • at least £50,000 to invest, or

  • have a minimum of £25,000 to invest which, in addition to existing Santander investments, will result in at least £50,000 invested.

To book an appointment with a Santander Financial Planning Manager call 0800 085 1644.

A personalised service
You'll meet a Financial Planning Manager who'll guide your through the process.
To make sure we fully understand your circumstances, your Financial Planning Manager will work with you over 2 meetings before making any recommendations.

At your first meeting

We'll discuss your financial needs, circumstances, priorities and appetite for risk.
Your Financial Planning Manager will also explain all costs and fees for the service, so you can decide if advice and investing is right for you.

At your second meeting

You'll receive a personalised presentation from your Financial Planning Manager, taking you through your options in a clear and straightforward way. Their recommendations will take into account everything you discussed at your first meeting.

If your Financial Planning Manager doesn't feel investing is right for you, they'll explain this to you along with their reasons why and alternative options available to you. If they do recommend investing, they'll explain any advisory or product charges so you can make an informed decision.

There's no pressure or obligation to proceed, and you won't be charged if you choose not to invest. If you do decide to invest, it will be arranged on your behalf by Santander ISA Managers Limited (a wholly owned subsidiary of Santander UK plc).

Staying in touch

You'll receive regular statements showing the value of your investments and details of money paid in and out.

Choose from our advised range
Our Financial Planning Managers can advise you on a carefully chosen range of products shown in the table below rather than the whole of the market.

  Structured Deposit products (Index linked saving bonds) that are provided by Santander UK plc Structured Investments Fixed Term Investments administered by Santander ISA Managers Limited Selected Santander Asset Management funds that are administered by Santander ISA Managers Limited
Term A choice of term usually between 4-6 years None, but you should ideally be looking to invest money for 5 years or more
Is it for growth or income? Growth Income or growth
Minimum investment £500 £100 £100 lump sum
Minimum return at maturity Yes Yes No
Can I invest in an ISA? No Yes Yes
Special features Structured Deposits are cash based fixed term deposits. They are designed to
return your initial deposit plus at least a minimum return, at maturity, with the potential
for more depending on the performance of the relevant index to which they are linked.
Structured Investments are investment products that are designed to provide the return of
the money you invested plus at least a minimum return, at maturity, with the potential for
more depending on the performance of the relevant index to which it is linked.
A selection of funds from Santander Asset Management we can advise on. These funds are held
within the structure of an Open Ended Investment Company (OEIC), which is a collective
investment that invests in shares, bonds and/or cash. They have no fixed term or end date and vary in risk. They are designed to provide greater potential returns than savings accounts, either by taking an income
or leaving the investment to grow in the long term.

Get in touch
Give us a call on 0800 085 1644 to arrange a meeting with a Financial Planning Manager. We're open Monday to Friday 8am to 6pm and Saturday 8am to 4pm.

Our Financial Planning Managers will make sure you can get the most from our Financial Planning Service if you're looking to invest over the medium to long term, typically for at least 5 years or more and have:

  • at least £50,000 to invest, or

  • have a minimum of £25,000 to invest which, in addition to existing Santander investments, will result in at least £50,000 invested. 

To help your discussion with the Financial Planning Manager, if you hold any of the following products please bring along the information to your first meeting:

  • life assurance policies,

  • savings and investments,

  • mortgages and other loans,

  • endowments and pensions. 

Santander Financial Planning Managers will advise and make a recommendation for you after they have assessed your needs.  
 
The advice and recommendation will be restricted to:

  • Structured Deposits (also called Index Linked Savings Bonds) provided by Santander UK plc;

  • Structured Investments (also called Fixed Term Investments) administered by Santander ISA Managers Limited (SIM); and

  • Selected fund ranges provided by Santander Asset Management UK Limited. 

If you decide to invest after receiving advice, your adviser will arrange this for you and your investments will be administered and serviced by Santander ISA Managers Limited (SIM) (a wholly owned subsidiary of Santander UK plc).
 
If you decide to put money into a Structured Deposit product, then this will be set up by your adviser with Santander UK plc.

The value of investments and any income from them can go down as well as up and you may get
back less than the full amount you invest.

 

Important information
Investments should be held for the medium to long term, typically for at least 5 years or more (unless there is a fixed term that applies).

Frequently Asked Questions

  • Our Financial Planning Managers will make sure you can get the most from our Financial Planning Service if you’re looking to invest over the medium to long term, typically for at least 5 years or more and have:

    • at least £50,000 to invest, or

    • have a minimum of £25,000 to invest which, in addition to existing Santander investments, will result in at least £50,000 invested.

  • To achieve an appropriate outcome for you, your Financial Planning Manager will work with you over a minimum of two meetings, to ensure they fully understand your circumstances before making any recommendation.

    • At the first meeting with a Financial Planning Manager, you will have a confidential discussion about your financial needs, circumstances, priorities and appetite for risk. They will take you through the options in a clear and straightforward way.

    • At the second meeting you will receive a personalised presentation of your Financial Planning Manager’s recommendations that will take into account your circumstances, your objectives and the level of investment risk you are prepared to take. They will ensure you understand and can make an informed decision.

       

    Santander Financial Planning Managers will advise and make a recommendation for you after they have assessed your needs.  

     

    The advice and recommendation will be restricted to:

    • Structured Deposits (also called Index Linked Savings Bonds) provided by Santander UK plc;

    • Structured Investments (also called Fixed Term Investments) administered by Santander ISA Managers Limited (SIM); and

    • Selected fund ranges provided by Santander Asset Management UK Limited. 

       

    If you decide to invest after receiving advice, your adviser will arrange this for you and your investments will be administered and serviced by Santander ISA Managers Limited (SIM) (a wholly owned subsidiary of Santander UK plc).

     

    If you decide to put money into a Structured Deposit product, then this will be set up by your adviser with Santander UK plc.

  • There is a cost for our Financial Planning Service that is only charged should you accept our recommendations and choose to invest with us. Find out more about our costs and services. We will also let you know about any product charges.

  • To help support your discussion with the Financial Planning Manager, please bring along the following information to the first meeting;

    • Details and copies of any life assurance policies, savings and investments, mortgages and other loans, endowments and pensions you currently have.

     

    Santander Financial Planning Managers will advise and make a recommendation for you after they have assessed your needs.   

     

    The advice and recommendation will be restricted to:

    • Structured Deposits (also called Index Linked Savings Bonds) provided by Santander UK plc;

    • Structured Investments (also called Fixed Term Investments) administered by Santander ISA Managers Limited (SIM); and

    • Selected fund ranges provided by Santander Asset Management UK Limited. 

       

    If you decide to invest after receiving advice, your adviser will arrange this for you and your investments will be administered and serviced by Santander ISA Managers Limited (SIM) (a wholly owned subsidiary of Santander UK plc).

     

    If you decide to put money into a Structured Deposit product, then this will be set up by your adviser with Santander UK plc.

  • You can view your investments on your Santander Online Banking, or by calling us on 0800 328 1328.

     

    You can also see how any Santander Asset Management UK Limited funds are performing by checking the share price of the funds at www.santanderassetmanagement.co.uk

Important information
Investments should be held for the medium to long term, typically for at least 5 years or more (unless there is a fixed term that applies).

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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. Santander and the flame logo are registered trademarks.