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International Student Current Account

For students coming to the UK to study, an account with one free foreign cheque deposit per month and in-credit interest for a £5 monthly account fee.

With the International Student Current Account you’ll get the following:

  • 3% AER/2.96% gross (variable) on balances up to a maximum of £500.

  • One free deposit of a foreign cheque each month.

  • A Visa debit card.

There is no overdraft with this account so you don’t need to worry about spending money you don’t have.


Please read the full product details and terms & conditions before applying.
Other accounts are available; see our current account range to find out more.

International Student Current Account Features


From 6 April 2016, you’ll receive interest gross, with no income tax deducted. Take a look at our information pages to learn more

Interest Account balance
3.00% AER/2.96% gross (variable) Up to £500

How it works

  • The £5 fee will be taken from your account each month

  • To receive interest you must pay at least £50 into your account each month

  • Let us know when your course completes and we will close the account for you

What you can get

  • Visa debit card - a quick and secure method of buying goods and services at home and abroad.

  • One free foreign cheque deposit each month

Visa debit, and overdraft are subject to status.

Apple Pay
You can also make contactless payments with an iPhone 6 (or later) or Apple Watch by linking your card to your device and using Apple Pay.

You can use this account to:

  • Set up Direct Debits and standing orders

  • Pay bills

  • Transfer money online, including Faster Payments

Fees you pay if you make a payment without enough money in your account

Unpaid Transaction Fees £10 per transaction


There are other charges applicable with this account, such as when you use your card abroad. Please refer to the Terms and Conditions for details.

You choose how you bank with us.

Online Banking
Secure, 24/7 banking. Make payments, view statements and much more. For more information find out more.

Watch our Online Banking videos to learn more.

Mobile Banking
Bank from anywhere using our apps or by using For more information find out more.

Watch our Mobile Banking videos to learn more.


Text me the app

Telephone Banking
24/7 banking by phone. Speak to us during the day and in the evenings or use our automated service any time of day. Call us on 0800 9 123 123.

Branch - visit one of our branches nationwide. Find your nearest branch.

Cash machines
You can do more than just withdraw cash at our cash machines. For example, pay money or cheques in, pay bills and lots more.

Post Office
You can use Post Office branches to make cash withdrawals, balance enquiries, cash deposits and cheque deposits.

Free text and email alerts
You don’t have to wait for your statement to arrive or to log on to find out something has happened on your account anymore. When you set up account alerts we send you a text, email or both when it happens, for example if your balance goes above or below a certain amount. Learn how to set up alerts

Track your spend with Spendlytics
Use our iOS app, Spendlytics, to analyse and understand your spend in detail. To learn more, take a look at the Spendlytics video

Get the app

Spendlytics is available for Santander credit and debit card customers.

Mobile to mobile payments
Send and receive payments quickly and securely using just a mobile number with Paym.

Find out more 
Online Banking
Mobile Banking
Telephone Banking
Post Office
Apple Pay
Our video playlists

Everything you need to know before you apply

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

To view these documents, you may need to download Adobe Reader.

Before applying please remember to read the full details and terms & conditions.

You can apply for a new International Student Current Account if you:

  • are aged 18 or over

  • are studying in the UK with a Higher Education Provider for a minimum of 1 year

  • have a UK residential address

To apply

You'll need to bring proof of your name and address - see a list of acceptable identification.

Frequently asked questions

  • Call us immediately on 0800 9 123 123 so we can put a stop on your debit card. Lines are open 24 hours a day, 7 days a week.

    If you're abroad dial +44 1908 237 963.

    View call charges

  • The easiest way to change your address and contact details (including your telephone number and email address) is to do it via Online Banking. It will be changed instantly.

    If you have a joint account you can only change your own name and/or address within Online Banking. If both names and/or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details.

    You can also change it by telephone or in branch.

    1. Online Banking (instant):

      Log on and update your details instantly from within the "My Details & Settings" tab.

      • Choose 'Change personal details' from the left hand menu and then click 'Change address'.

      • Enter your new details (including postcode) and follow the onscreen instructions.

      • Please note: You will need to enter a One Time Passcode (OTP) to complete this change, so make sure you have your mobile phone to hand.

    2. By telephone (for current account and savings customers):

      • Call our Telephone Banking line on 0800 9 123 123. Lines open 7am to 11pmMonday to Saturday and 8am to 10pmSundays.

    3. In branch:

      • Complete a change of details form by

        • Printing off and completing the Change of details form (pdf) *

        • Requesting a copy of the form by calling us on 0800 9 123 123. Lines open 7am-11pm Monday to Saturday and 8am-10pm on Sundays.

        • Collect a form from your local branch.

      • Take the form to your local branch together with relevant account documentation:

        • Your cash card, passbook or certificate and;

        • Signature bearing identification such as a full UK driving licence or valid EEA passport (this includes UK passport).

    If you would like to discuss our identification requirements please call us on 0800 9 123 123 and we will be happy to help. Lines open 7am to 11pm Monday to Saturday and 8am to 10pmSundays.

    Important information for customers with alerts: If you have Account alerts set up on your account and you want these to be sent to your updated telephone number and/or email address, then you will need to amend your alerts via the 'Account Services' tab in Online Banking as they are not automatically updated when you change your details.

    * To open these documents you will need to have Adobe Reader. If you don't already have Adobe Reader you can download it for free

  • You can use your Santander debit card abroad to make purchases and to withdraw local currency from cash machines as and when you need it. Simply look for the Visa sign, and feel secure knowing that it's a safer option than carrying large amounts of cash or traveller's cheques.


    If you’re a cash card customer you can use your card to withdraw local currency from cash machines abroad wherever you see the Cirrus sign. Charges may apply. For full details please see the General Terms & Conditions


    For further peace of mind, please tell us about your travel arrangements using Online Banking (go to 'Use card abroad' in 'Account services'), your nearest Santander branch  or by calling us on 0800 9 123 123 (lines are open 7am to 11pm Monday to Saturday and 8am to 10pm on Sunday). We'll then be able to make sure your card isn't blocked when you use it overseas.

  • You can order a new or replacement cheque book by:



    Call 0800 9 123 123. Lines are open 7am to 11pm Monday to Saturday and 8am to 10pm on Sundays. View our call charges


    Visiting a branch

    You'll need proof of ID. Find your nearest branch 

  • If your existing account is not meeting your needs, please go into one of our branches to discuss this with an advisor in more detail. We may have an alternative account that will be more suitable for you. Find your nearest branch

  • Can’t find what you are looking for? Find more on the current account FAQs page.