For students coming to the UK to study, an account with one free foreign cheque deposit per month and in-credit interest for a £5 monthly account fee.
With the International Student Current Account you’ll get the following:
3% AER/2.96% gross (variable) on balances up to a maximum of £500.
One free deposit of a foreign cheque each month.
A Visa debit card.
There is no overdraft with this account so you don’t need to worry about spending money you don’t have.
International Student Current Account Features
From 6 April 2016, interest is received gross, with no income tax deducted. Take a look at our information pages to learn more
|3.00% AER/2.96% gross (variable)||Up to £500|
How it works
The £5 fee will be taken from your account each month
To receive interest you must pay at least £50 into your account each month
Let us know when your course completes and we will close the account for you
What you can get
Visa contactless debit card - a quick and secure method of buying goods and services at home and abroad.
One free foreign cheque deposit each month
Retailer Offers - earn cashback of up to 15% at a range of major retailers when you use your Santander Visa debit card.
Visa debit, and overdraft are subject to status.
You can use this account to:
Set up Direct Debits and standing orders
Transfer money online, including Faster Payments
Fees you pay if you make a payment without enough money in your account
|Unpaid Transaction Fees||£10 per transaction|
The International Student Current Account has a monthly cap for unarranged overdraft fees of £95 which means that you will never be charged more than £95 a month in Unpaid Transaction Fees.
There are other charges applicable with this account, such as when you use your card abroad. Please refer to the Terms and Conditions for details.
From everyday banking to exclusive offers, do it your way
Because we know you have busy lives and are often on the move, we want to give you ways to bank that make life easier. We're always looking for new ways to bank that help you do what you need to do, with your phone, computer or in person.
Wherever you are in the world, log on with your tablet to check the interest you've earned. If you want to pay a friend for your share of a night out, use Paym on your mobile to make a quick transfer with no need for bank details. And if you're on the high street, pop in for the personal service.
Receiving your statements
After May 2017, we'll be sending paper current account statements once every 3 months, unless you ask us to provide you with one monthly, or you've chosen to be paper-free or you require an alternative format such as Braille or large print.
Need a helping hand? Use Send Me the Link to send yourself our mobile apps, videos, guides, & factsheets
Send me the link allows you to send yourself links for our mobile apps, videos, guides, & factsheets which can help you with your Online & Mobile Banking needs. Access Send Me the Link here.
Here are just a few of the things you can do:
Our fastest growing way to bank. Use your phone or device to:
And much more
24/7 banking on your desktop or laptop computer. Everything you can do on mobile, plus:
And much more
Come in and see us for:
Use our ATMs for:
|Post Office |
Protect yourself from fraud
It’s very important that you keep your banking details private and secure.
For more information about our approach to security as well as more useful information to help you stop the threat of fraud visit our Security Centre.
Everything you need to know before you apply
We recommend reading the information in the documents below before you apply. You should print or save copies of these documents for your records and future reference.
General Terms & Conditions including Terms of Business
To view these documents, you may need to download Adobe Reader.
Before applying please remember to read the full details and terms & conditions.
You can apply for a new International Student Current Account if you:
are aged 18 or over
are studying in the UK with a Higher Education Provider for a minimum of 1 year
have a UK residential address
You'll need to bring proof of your name and address - see a list of acceptable identification.
You can use your Santander debit card abroad to make purchases and to withdraw local currency from cash machines as and when you need it. Simply look for the Visa sign, and feel secure knowing that it's a safer option than carrying large amounts of cash or traveller's cheques.
If you’re a cash card customer you can use your card to withdraw local currency from cash machines abroad wherever you see the Cirrus sign. Charges may apply. For full details please see the General Terms & Conditions
For further peace of mind, please tell us about your travel arrangements using Online Banking (go to 'Use card abroad' in 'Account services'), your nearest Santander branch or by calling us on 0800 9 123 123 (lines are open 7am to 9pm Monday to Saturday and 8am to 9pm on Sunday). We'll then be able to make sure your card isn't blocked when you use it overseas.
If your existing account is no longer meeting your needs, please get in touch so we can help to check if we have an alternative account that is more suitable.
You can contact us to discuss your account or request closure by sending a secure message through Online Banking, calling us on 0800 9 123 123 or by visiting one of our branches.
A statement period usually runs from the monthly anniversary of the date you opened or transferred your account, unless you've asked for it to be changed.
For example, if your statement date is the 18th of the month, your monthly statement period will cover the period from the 18th of one month until the 17th of the next.
Where we talk about a month in relation to your account, we're referring to the monthly statement period. When we ask you to fund the account each month, or talk about paying cashback monthly - for example - we mean the monthly statement period.
We’ll provide you with a paper statement once every three months, unless you ask us to provide you with a paper statement monthly or you’ve chosen to be paper-free. However often you choose to receive your statements, it will not affect your monthly statement period. For more information please visit the changes to your account page.