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Business Loans

Put your plans into practice

Could investing in new equipment give your business a boost? Maybe you’re looking to refurbish your property or start a new project? Whatever your plans, get them started with a fixed rate Business Loan.

You can apply for a Business Loan if you’re an existing Santander Business Current Account holder with an annual turnover of up to £250,000. If you’re a new customer, you can apply for a Business Loan with your Business Current Account application.

  • Borrow from £1,000 to £25,000 (increments of £50).

  • Pay back over 1-5 years, depending on your needs.

  • Manage your monthly costs with a fixed rate - from 7.9% p.a. to 12.9% p.a.

  • Easy to arrange - apply online or by phone. 

  • You’ll pay a one-off £100 Business Loan arrangement fee.

  • Early repayment charges may apply.

Calculate your monthly repayments with our Business Loan Calculator.

Please read full product details and terms & conditions before applying.

How much will you pay?

Interest rate
From 7.9% p.a. to 12.9% p.a. The actual interest rate you’re offered is based on a credit assessment of your financial circumstances. Once the loan is taken, the fixed rate is set for the duration of the loan. Interest is calculated daily on the outstanding loan balance.

Arrangement fee
You pay a one-off £100 Business Loan arrangement fee.
Early repayment charges may apply.

Existing Customers

Apply online
If you're an existing Santander Business Current Account customer apply online for a Business Loan

Apply by phone
Call us on 0800 313 4481. Lines open 8am to 6pm Monday to Friday.

New customers

If you're a new customer, you'll need to open a Business Current Account and apply for a Business Loan at the same time. See our Business Current Accounts.

What happens after I apply?
Our Business Loan is subject to status. If your application is approved, we'll send you a Business Loan agreement to sign and return. Once received, we'll pay your Business Loan into your Santander Business Current Account and take the Business Loan arrangement fee at the same time. Repayments are made by Direct Debit.

Apply

All lending is subject to status, availability and our lending criteria. The right to decline any application is reserved.

Frequently asked questions

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