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Community Investment

The Santander Foundation provides Discovery Grants to UK registered charities of up to £5,000 to support projects that help disadvantaged people build skills and grow knowledge, or that support social change.

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Over £500 million donated globally

Since 1997 we've worked to help the development and prosperity of society by supporting higher education. The money we've donated has helped provide:

  • scholarships

  • travel grants

  • support for special projects

  • academic and non-academic awards

Today, 80 UK universities are part of the scheme, with over 1,020 worldwide.

Find out more about Santander Universities

In 2016, we launched our new community investment programme called The Discovery Project to help 1 million people over the next five years.
The programme will support skills, knowledge and innovation projects through three areas:
Explorer - to help people learn about the world around them 
Transformer - to guide people through work-focused support and training
Changemaker - to support community projects and fund innovations that help society
We will expand our existing successful work in employment, education and enterprise and create new initiatives that together will aim to inspire people to have the confidence to make the most of the future.

Read more about our support for communities in the CSR reporting section.

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AER and EAR explained

AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off. Interest is calculated daily and paid monthly. Rates may change. EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.