Planning for your future means finding a balance between saving and investing

Explore the different stories below to see how they have approached saving and investing.

These stories are for illustrative purposes only and are not intended to provide financial advice.

Making savings work harder
Starting to plan for the future
Investing a lump sum from a cash ISA
Investing for the future
Planning for a child's future
Investing in retirement
What you need to know
Ready to start investing

Important Information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the full amount you invest. When you invest you should be prepared to have your money invested for the medium to long term, typically at least 5 years.

With traditional savings your capital will grow when interest is added, however over time the real value will be affected by inflation. With investments, your capital isn’t guaranteed to grow, however they have more potential to balance the effects of inflation.

The tax treatment of your savings and investments, including the favourable tax treatment of ISAs, may be subject to change in the future and depends on your individual circumstances.