Can't find your supplier? If you've checked and you can't earn cashback on payments to one of your suppliers you can contact us or visit a branch to ask us to add them to our list of eligible suppliers.

Important information

You must be over 18 and living permanently in the UK to apply for a 1|2|3 Current Account or 1|2|3 Lite Current Account.
  1. Monthly account fee: the account fee will be due even if you don’t qualify for cashback/interest benefits in a specific month.
  2. Funding your account: to benefit from cashback and interest you must pay in at least £500 a month. This isn’t a calendar month, it’s the month from the date you opened your account. Any interest and payments between Santander personal accounts you’re named on won't count towards the monthly funding amount. If you don’t meet the minimum monthly funding requirement you won’t receive any cashback or interest for that statement month, however your monthly account fee will still be charged/due. Please note that the 1|2|3 Lite Current Account does not pay interest.
  3. Cashback: cashback is paid automatically into your account each month just before your statement is sent, and we'll show you how much cashback you've earned in each category. The maximum mortgage payment amounts that qualify for cashback are limited to £1,000 per month (for either single or multiple monthly Direct Debits). Mortgage cashback applies to Santander UK plc mortgages. The 1% cashback on water and council tax bills applies to rates in Northern Ireland. Santander has categorised all companies within eligible cashback categories as accurately as possible.