Choose the cover you need

Types of cover

  • Buildings cover

  • Contents cover

  • Combined buildings and contents cover

Santander Home Insurance could cover you for damage from

  • Fire

  • Smoke 

  • Lightning

  • Explosion

  • Earthquake

  • Storm and flood

  • Theft

  • Escape of water

Quality cover for your home
  • Our unlimited buildings and contents cover has a Defaqto 5 Star Rating, described as one of the most comprehensive offerings on the market.
  • Our contents cover of up to £25,000 for properties with 3 bedrooms or fewer has a 3 Star Rating.

It’s also reassuring to know that if you need to make a claim on your Santander Home Insurance, there’s help and support available when you need it most.


Limited offer: Get a £30* Gift Card when you buy a new combined buildings and contents Santander Home Insurance policy. Quote between 19 September and 30 October 2016.

We’ll arrange for your Gift Card to be sent out 6-8 weeks after your policy start date, providing your policy has not been cancelled within the first month. Terms and conditions apply


Please read the important information below before getting a quote.

Get a quote and apply online or call us on 0800 169 4905.

Earn 2% cashback

If you hold a 1|2|3 Current Account or a 1|2|3 Lite Current Account, you’ll get 2% cashback on Santander home insurance policies administered and underwritten by Aviva Insurance Limited when you pay by Direct Debit from the account.

What you need to do

There’s a £5 monthly account fee on the 1|2|3 Current Account and a £1 monthly account fee on the 1|2|3 Lite Current Account. These will be taken from your account automatically each month.

To earn cashback and interest you need to:

  • Pay in at least £500 a month - any interest paid, and payments between Santander personal accounts you’re named on won’t count towards the monthly funding amount
  • Have at least 2 active Direct Debits
  • For the 1|2|3 Lite Current Account only, you must also log on to Online or Mobile Banking at least once every three months. 

Please note that the 1|2|3 Lite Current Account does not pay interest.

Other reasons to move
  • You won’t be charged interest for paying your premium monthly by Direct Debit
  • You won’t be charged a fee for amending your policy mid term
  • Any cancellation fee you are charged by your insurer will be refunded when you switch
Please make sure you have a new policy in place before cancelling the existing one, so there are no gaps in your cover.


Only a phone call away

With Santander Home Insurance your dedicated customer service team, managed by Aviva Insurance Limited, is only a phone call away:

  • UK-based claims team
  • Open for you to make a new claim 24/7, 365 days a year
  • A named personal claims manager to manage any claim from beginning to end aiming to keep you fully informed throughout

To find out more about our other insurance policies, take a look at our full range.