Compare non-adult accounts

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In addition to 123 and Everyday Current Accounts, we also offer a range of Student, under 18s and Basic Current Account. See the table below for their main features and how they compare.

Protecting your money - find out more here about the Financial Services Compensation Scheme.

Adult Bank Accounts

Other Bank Accounts

Non-Adult Bank Accounts

	11-15 Account	16-18 Account	Student Account	International Student Account	Graduate Account	Basic Account
Interest rate AER (see note 1 below)	3.00% AER/2.96% gross (variable) on balances up to £500	3.00% AER/2.96 % gross (variable) on balances up to £500.	1.00% AER/ gross (variable) on balances up to £500	3.00% AER/2.96% gross(variable) on balances up to £500	0%	0%
Minimum amount paid in (see note 3 below)	One credit of any amount monthly	One credit of any amount monthly	£500 each term	£50 monthly	None	None
Overdraft rate EAR (see note 2)	X	X	0% EAR (variable) and no Daily Arranged Overdraft Fees	X	0% EAR (variable) and no Daily Arranged Overdraft Fees	X
Online Banking	√	√	√	√	√	√
Telephone Banking	√	√	√	√	√	√
Card type	Visa debit or cash card	Visa debit or cash card	Visa debit	Visa debit	Visa debit	Cash Card
Chequebook	X	√	√	X	√	X
Monthly fee for account	X	X	X	£5	X	X
	Apply now	Apply now	Apply now	Find out more	Find out more	Find out more

If you're still not sure which account is best for you, call into a Santander branch and they will be happy to help you.

Note 1 AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate paid before income tax is taken. Rates may change and we pay interest each month.

Note 2 EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often interest is charged to the account and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.

Note 3 Where appropriate, we will not pay you interest on any amount over £500, or on your whole balance if you do not make the required payments into your account.

Rates correct as at 10 April 2013