Basic Current Account
Get back to basics
Our no-frills Basic Current Account allows you to pay your bills using direct debit and standing orders and comes with a cashcard to use at any Santander UK and Link cash machines.
If you are looking for an account that has an overdraft facility and a Visa debit card, then our Everyday Current Account may be a better option for you - read more.
Our 123 Current Account not only provides all the standard features of a bank account, but also pays you cashback on your household bills and interest on your balance - read more
Why choose the Basic Current Account?
The Basic Current Account is as its name suggests, it offers you all the basic features of a bank account. Although you won't get an Arranged Overdraft facility, a chequebook, Visa debit card or earn interest on the balance; you will benefit from the following:
Easy access to your money with a cash card at Santander UK and Link cash machines - you can also withdraw money at any Santander UK branch (you can withdraw money over the counter in our branches, as long as your withdrawals are not less than £300).
Manage your money at any time with Online Banking and Telephone Banking
Online Banking: Make the most of your account by using our Online Banking service. You can easily check your statements, pay bills, move money and lots more. You will automatically be registered when you apply - read more/see demo.
Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.
Pay in - pay your salary or other income into your bank account using automated payments
Pay out - pay your bills straight out of your account each month with standing orders and Direct Debits
Monthly statements - helping you keep track of your balance
Opening a Basic Current Account
To be eligible for a Basic Current Account you must:
- Be aged over 16
- Live permanently in the UK
How to apply:
- Call us on 0800 068 6069.
- General Terms and Conditions; Current Account Specific Conditions; Terms of Business
- Interest Rates and Fees
The information is correct as at 31 January 2014.