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Santander current accounts explained

Each of our bank accounts are designed to meet different needs, but they also have one thing in common - maximum flexibility so you can manage your money your way.

With our 123 Current Account you can earn cashback on your household bills paid by Direct Debit, and interest on your balance - for just a £2 monthly account fee.

Our Everyday Current Account is just that, an account for your everyday banking needs. Simple and straightforward - allowing you to manage your money easily.


All-round easy access

All our accounts allow you to manage your money in around 1200 of our branches, at any Santander or LINK cash machine, online with our 24 hour Online & Mobile Banking service, over the phone or by post.

  • Online Banking: Make the most of your account by using our online Banking service.  You can easily check your statements, pay bills, move money and lots more.  You will automatically be registered when you apply - read more/see demo.
  • Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
  • Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.


Debit card and cheque book

Most of our current accounts come with a Visa debit card and chequebook. The debit card provides a quick & secure method of purchasing goods & services at home and abroad. If you use your Visa debit card for transactions abroad, you may be charged a foreign exchange fee.

 Switching to us is easy

If you want to switch to us from another bank, most of our accounts offer a dedicated switcher service which means switching your bank account to Santander couldn't be easier. 

 Other accounts available:

We have a wide range of other accounts including accounts for students, under 18s and more. Click here to go to our current account home page.

Information and rates correct as at 25 October 2012