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Additional Loan rates

  • If your mortgage is with Santander our rates for Additional Loans are listed below
  • Alliance & Leicester customers: If your existing mortgage is with Alliance & Leicester the process is different
  • You can calculate the repayments for a Santander Additional Loan with our Repayments calculator using the links available below
  • Please read our important information section

2 year rates

2 year Fixed rates - 5,000 to 19,999

Additional Loan rates for Santander mortgage customers

Initial rate

Then
changing to
Santander 's Standard Variable Rate, currently

The overall cost
for comparison (APR)

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much
your Additional Loan could cost you

6.99%

4.74%

5.4%

0

85%

3%

Repayments calculator

2 year Tracker rates- 5,000 to 19,999

Additional Loan rates for Santander mortgage customers

Initial rate

Differential to Bank of England Base rate, currently 0.50%

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

6.99%

6.49%

4.74%

5.4%

0

85%

None

Repayments calculator

2 year Fixed rates - 20,000 to 49,999

Additional Loan rates for Santander mortgage customers

Initial rate

Then
changing to
Santander 's Standard Variable Rate, currently

The overall cost
for comparison (APR)

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much
your Additional Loan could cost you

5.99%

4.74%

5.2%

0

85%

3%

Repayments calculator

2 year Tracker rates- 20,000 to 49,999

Additional Loan rates for Santander mortgage customers

Initial rate

Differential to Bank of England Base rate, currently 0.50%

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

5.99%

5.49%

4.74%

5.2%

0

85%

None

Repayments calculator

2 year Fixed rates - 50,000+

Additional Loan rates for Santander mortgage customers

Initial rate

Then
changing to
Santander 's Standard Variable Rate, currently

The overall cost
for comparison (APR)

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much
your Additional Loan could cost you

4.69%

4.74%

4.9%

499

75%

3%

Repayments calculator

4.99%

4.74%

5.0%

499

85%

3%

Repayments calculator

2 year Tracker rates- 50,000+

Additional Loan rates for Santander mortgage customers

Initial rate

Differential to Bank of England Base rate, currently 0.50%

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

4.69%

4.19%

4.74%

4.9%

499

75%

None

Repayments calculator

4.99%

4.49%

4.74%

5.0%

499

85%

None

Repayments calculator

3 year rates

3 year Fixed rates - 5,000 to 19,999

Additional Loan rates for Santander mortgage customers

Initial rate

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

6.99%

4.74%

5.7%

0

85%

3%

Repayments calculator

3 year Fixed rates - 20,000 to 49,999

Additional Loan rates for Santander mortgage customers

Initial rate

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

5.99%

4.74%

5.3%

0

85%

3%

Repayments calculator

3 year Fixed rates - 50,000+

Additional Loan rates for Santander mortgage customers

Initial rate

Then changing to Santander 's standard variable rate, currently

The overall cost for comparison is APR

Booking fee

Maximum loan to value

Early repayment charges

Calculate how much your Additional Loan could cost you

4.69%

4.74%

4.9%

499

75%

3%

Repayments calculator

4.99%

4.74%

5.0%

499

85%

3%

Repayments calculator

Important information

Rate availability

Please note that our products can change or be withdrawn at any time. Rates are only guaranteed at the time of application. Rates quoted are for Santander mortgage customers only.

Repayment methods

We only offer Additional Loans on a repayment (capital & interest) basis, and only to customers whose existing mortgage is also on a repayment basis

Booking fees

Booking fees are payable upfront. On most products customers can add the booking fee to the loan. Any fees added to the loan will attract interest. Please ask for details.

Lending criteria

All applications are subject to status and our current lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.