Our Graduate Account is a great way to give you a head start and financial flexibility after you leave university.
Why choose our Graduate Account?
0% EAR (variable) overdraft with no Arranged Overdraft Usage Fees - up to £2,000 in year one, which gradually decreases over three years so that you can pay it off in manageable chunks.
Graduate loan - Whether it's for a new car, the holiday of a lifetime, or post-graduate studies, a personal loan could help get your graduate life off to the best possible start.
Essentials - includes a Visa Debit card for easy, secure withdrawals and purchases
Easy access - from virtually any cash machine, around 1400 of our branches and by phone
Online Banking: Make the most of your account by using our online Banking service. You can easily check your statements, pay bills, move money and lots more. You will automatically be registered when you apply - read more/see demo.
Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.
Assumed credit limit: £2,000. Actual amount may differ
How to Apply
You can apply if you are:
at least 19 years old
living permanently in the UK; and
have completed either:
- your first undergraduate course
- a postgraduate course; or
- a HND or nursing training (at least a two-year course)
To enjoy the benefits of our Graduate Account, you'll need to either to be working or have a confirmed job offer. You'll also need to use your graduate account as your main account -paying in your salary each month.