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Arranged Overdraft

Tailored to suit you

We?re all different, with our own approach to managing money ? and our accounts reflect this. If you tend to use your overdraft regularly, each of our main bank accounts (for those aged 18 or over) offer an Arranged Overdraft (depending on circumstances).

Depending on which account you choose and whether you switch your main bank account to us using our dedicated Account Transfer service, will determine which rates and fees apply.


If you already have a current account with us, and would like to apply for an overdraft or increase your existing overdraft (depending on your circumstances); you can apply via online banking or by calling 08459 724 724 or visiting your local branch.

As part of our continued commitment to offering you great value current accounts, we are introducing changes to our overdraft fees which will be effective from 16th March 2011. These changes are designed to simplify fees for using an overdraft. For more information please click here.

Rates correct as at 28 February 2011