> How do I notify you of a change of address?
> What loans do you offer?
> Which loan is right for me?
> How do I apply for a Personal Loan?
> How much money can I borrow?
> What is credit scoring?
> Can I get an indicative quotation?
> How can I improve my chances of getting credit?
> What is APR?
> Can I pay off my Personal Loan early and will I be charged if I do?
> Can I top-up my existing Personal Loan?
> With Personal Loan Payment Protection Insurance, how do I make a claim?
You'll need to complete one of our change of address forms, and provide us with proof of identification.
You can get a copy of the form by calling us on 0870 5680 191* (we're open Monday to Friday from 8am to 7pm, and Saturday 8am to 2pm) or from your local branch.
We have a range of secured and unsecured loans. See our borrowing options page for more details.
It depends on the reason you need the loan, your circumstances and the amount you want to borrow. See our borrowing options page for more details.
It's important to find a borrowing option that's affordable for you. The best way to work out how much you can spare is to deduct your total monthly outgoings from your income and see how much is left. The important thing is to be realistic and not take on too much.
This is a system that Santander UK plc and most other banks use when making our decision about whether to lend you money. We use the information you provide in your application such as your age, job and existing financial commitments. Credit checks are also made at credit reference agencies to find out how you have managed credit with other lenders. If you are an existing customer, we'll check your accounts. These all affect the decision we make.
No. We can provide an indicative cost by using the Personal Loans Calculator which uses the headline rate appropriate to the loan size you select, but if you wish to know the rate of interest we would offer you on your loan, you will need to complete a full application which will include a search at a credit reference agency.
APR is the Annual Percentage Rate (APR) which shows the overall cost of credit as an annual rate of charge. It takes into account the interest, charges and any other costs involved in getting credit, which makes it easy to compare across the market.
It depends on the loan you've taken. With a Personal Loan you can settle at any time in full or in part. If you'd like to discuss this, call us on 0870 568 0191* option 4. We're available Monday to Friday from 8am to 7pm and Saturday from 9am to 2pm.
Yes, just pop in to any Santander branch. Alternatively, give us a call on 0800 028 4055* and we'll talk you through the process. We're available Monday to Friday from 8am to 9pm, and Saturday from 8am to 4pm.
To obtain a claim form, please call the Santander customer helpline on 0870 568 0191* or write to Santander Accounts Administration, Santander, PO Box 316, Fareham, Hampshire, PO15 7XG.