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Personal Loans

Low rate Personal Loans for new and existing customers.

Whether your plans are big or small, our low rate Personal Loan could help you reach your goals. Choose how much you want to borrow and how long you want it for. Apply online and you could get a decision in minutes.

* Other rates and amounts are available. Online Banking customers can log in and check ‘My Offers’ as you may have been selected for a special offer.

Enjoy the flexibility of our personal loans:

  • Choose your payment term from 12-60 months
  • Choose a convenient payment date between 1st and 28th of the month
  • Benefit from fixed payments for the life of your loan



Already have a Santander Personal Loan?

If you are an existing Santander Personal Loan customer and would like to borrow more, call us on 0800 028 4055 quoting 7030. One of our advisors will discuss the options available to you.

We are open Monday-Friday 8am-9pm and Saturday 8am-4pm. Calls are recorded and monitored.


Important information

Credit available subject to status. Applicants must be permanently resident in the UK and at least 21 years of age. To apply for a loan between £15,001 and £20,000 at our low rate of 4.5% APR you must also be a 123 customer. Repayments must be made by Direct Debit. The rate you will pay depends upon a credit assessment conducted by us of your individual circumstances and the rate offered may differ from the Representative APR. Information and rates correct as at 17.03.2014. Rates may be withdrawn at any time. We reserve the right to refuse any application and to refuse a loan for certain purposes.


*Call Charges information

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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768. Santander UK plc is also licensed by the Financial Supervision Commission of the Isle of Man for its branch in the Isle of Man. Deposits held with the Isle of Man branch are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010. In the Isle of Man, Santander UK plc’s principal place of business is at 19/21 Prospect Hill, Douglas, Isle of Man, IM1 1ET. Santander and the flame logo are registered trademarks.

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