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The Santander Credit Card with a Long Term Balance Transfer

* The credit limit which applies to you will depend on our assessment of your application

Only one Santander Balance Transfer Credit Card can be held at any one time.

The Santander Credit Card with a Long Term Balance Transfer

Ideal for customers looking to transfer a balance

0% for 29 months on balance transfers1&2

You pay 0% interest on balance transfers from other credit and store cards - for a full 29 months from the date you open your account (3% balance transfer fee applies, minimum £5) Have a look at the chart below and it'll give you an idea of just how much you could save.

0% for 3 months on purchases2

When you start using your new Card for purchases you'll pay 0% for 3 months from the date of your account opening. If you have any major purchases planned, your Card may help to ease the cost.

The Santander Credit Card with a Long Term Balance Transfer - what you could save

The amount you wish to transfer to Santander




Credit Card

Representative APR

The amount you could save

Halifax All in One MasterCard





Barclaycard Freedom Rewards Visa





first direct Credit Card Visa





The table shows interest savings you could make over 29 months by making a balance transfer to the Santander Credit Card Account at the promotional rate of 0.0% p.a. from account opening. We have assumed that the minimum payment is made each month, that a 3% balance transfer fee has been charged and that, other than the Santander Credit Card, you are not in an initial or other promotional period. Competitor rates: source - helping you make better financial decisions 13/03/2014.

Balance Transfer calculator

Use our online Balance Transfer calculator to see how much interest you could save on your existing credit card and store card payments.

Card security

Enjoy complete confidence when you make purchases, knowing that your new Santander Credit Card comes with:

> Protection against internet fraud if your Card is used online without your knowledge

> Protection against unauthorised use so you won't be held financially responsible if your Card is used without your (or your additional cardholder's) knowledge


1. The smallest amount you can transfer is £100. The total amount of balances you can transfer cannot be more than 95% of your credit limit. If the total transfer you want to make is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

2.  At the end of the 0% period, if you haven't paid off the amount of the balance transfer and/or the purchases in full, interest will become payable on the remaining amount at your standard balance transfer or purchase rate.

Calls may be recorded or monitored for training and security purposes.

Credit is available, subject to status, only to UK residents aged 18 and over. Credit is provided by Santander Cards Limited.  Santander UK plc acts as a credit intermediary and only offers credit cards for Santander Cards Limited. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 3932752. Registered in England. Authorised and regulated by the Financial Conduct Authority, including for the provision of payment services under the Payment Services Regulations 2009 (reference number 467596). You can check this on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.  Santander and the flame logo are registered trademarks.