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How does it work?
Saving pot - a Flexible Offset mortgage allows you to use your savings to reduce the amount of mortgage interest you pay each month, saving you pounds in mortgage interest and could take years off your mortgage term.
And when you compare with current interest rates on standard savings accounts, you can see how a Flexible Offset mortgage could make your money work harder for you.
So whether you have savings or just want to make overpayments when you can, a Flexible Offset mortgage could be the right mortgage for you.
Tax efficiency - if you are a taxpayer:
Keep easy access to your money - you can access your savings pot whenever you need to:
Flexibility of payments - giving you full control of your mortgage:
Great deal for life - no more fees and no more hassle:
Extra borrowing - for home improvements or a special purchase:
Manage your mortgage online - from the comfort of your home:
Whichever way you choose to manage your account we offer a great mortgage service
All applications are subject to status and our current lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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