How we learn from complaints

"Improving the service we offer is our top priority"


'Improving the service we offer at Santander UK is our top priority and we've been working hard to deliver a great customer experience.  We have reduced Banking complaints by 20% from the first half of 2012, and over 9 out of 10 customers are now satisfied with the service they receive, as measured in our monthly survey of over 10,000 customers.  We do have more to do and continue to focus relentlessly on improving the levels of service we provide to our customers'.

Steve Pateman, Head of UK Banking


Committed to our Customers

We are always disappointed when one of our customers feels the need to complain, but where we have made a mistake, we work hard to resolve it and, of course, say sorry.

Whilst we are pleased that the Financial Research Survey* (the recognised benchmark in customer service amongst banks) shows Santander made the largest improvement in customer satisfaction compared with our competitors in 2012, and that complaints have fallen from the first half of 2012 to the second half, we know we have more to do to ensure all out customers receive the experience they expect from Santander.

  • Like our competitors, we have seen an increase in complaints on Payment Protection Insurance.


Our commitment to our customers produced some encouraging results:

  • Our banking complaints fell by 20 per cent between the first and second half of 2012. Improvements to prevent errors happening in the first place contributed to this.
  • Influential website Moneysavingexpert.com's most recent poll of customer satisfaction shows Santander 1|2|3 customers rank their satisfaction with us higher than any of our main high street banking competitors.
  • 1.5 million new customers have opened a 1|2|3 current account, and almost 250,000 of these have switched from another bank in the last year - that is over 4,500 every week
  • We have won the product innovation award from Moneysupermarket for 2012, and were named by Moneyfacts as Personal Finance Provider of the Year

Whilst we are pleased that we have made progress and that this is being recognised, we know that there is still much to do. We constantly monitor our complaints process to ensure we resolve issues quickly when they do arise, while getting the correct outcome for our customers.

Every six months, Santander, along with all the major banks and building societies publishes details of the volume of complaints reportable to the Financial Services Authority.

Latest Results 1 July - 31 December 2012

*The Financial Research Survey ('FRS') is an independent monthly survey of circa 5,000 consumers covering the personal finance sector, run by GfK. Overall Satisfaction score refers to proportion of extremely and very satisfied customers across mortgages, savings, main current accounts, home insurance and UPLs. 3 months ending data January and December 2012. Competitor set includes Barclays, Halifax, HSBC, Lloyds TSB, Nationwide and NatWest.

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Click on the links below to see complaints data from previous years:

Jul - Dec 2012
Data

Jan - Jun 2012
Data

Jul - Dec 2011
Data

Jan - Jun 2011
Data