Business Instant Access

Enjoy unlimited withdrawals and deposits while earning a competitive rate of interest

Our savings accounts are designed with your business in mind. Our Business Instant Access gives you the flexibility to use your account as much as you want while still rewarding you with a variable rate of interest.

Santander Business Banking provides dedicated banking services for customers with an annual turnover of up to £250,000.

Key features of the Business Instant Access

There's only one tier for deposits up to the maximum balance of £2 million.
There is no restriction on making additional deposits (up to a maximum of £2 million).
You can make unlimited withdrawals from this account.
Interest will be calculated daily and paid on a monthly or annual basis - the choice is yours. For more information, see the tables below.
There are no limits to how many accounts you can open.

Print off an application form or call us on 0800 218 2352

Business Instant Access Deposit Account - Interest rates

Interest paid monthly

Tier	Interest rates effective as at 18 March 2013
Tier	Gross Rate p.a.	AER (variable) (see note 1)	Net Rate p.a. (see note 2)
£0+	0.75%	0.75%	0.60%

Interest paid annually

Tier	Interest rates effective as at 18 March 2013
Tier	Gross Rate p.a.	AER (variable) (see note 1)	Net Rate p.a. (see note 2)
£0+	0.75%	0.75%	0.60%

Rates correct as at 18 March 2013

Accessing your account

We want to make it as easy as possible for you to manage your account with us.

You can access your money whenever you need to via the telephone, online and through our network of ATMs.
You can choose to have a single or joint account with up to 10 joint account holders.
You can nominate colleagues to have access to your account to manage it while you get on with running your business.

How to apply

Apply for your Business Instant Access in any of the following ways.

Print off an application form here
Call us now on 0800 218 2352

Please note - to open a Business Instant Access you need to be a UK citizen aged 18 or over.

Please ensure that you are able to provide the relevant identification and company verification details with your application.

Specific Terms and Conditions

Please see the fact sheet for the specific terms and conditions.

Business Instant Access

Note 1: AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off.

Note 2: The net rate is the interest rate we pay after deduction of income tax at the rate specified by law (currently 20%). Businesses such as Limited Companies, Charities, Local Authorities and Pension Funds are eligible to receive interest without deduction of tax.

This offer is subject to availability and may be withdrawn without notice at any time.

Business Instant Access

Useful Information