Ease your cash flow with fast, short-term financing
Our Unsecured Business Overdraft is ideal to ease cash flow or provide short-term financing. With us it's simple: you only pay interest on the amount you're overdrawn, on the days you're overdrawn.
If your annual turnover does not exceed £250,000 and you hold a Santander Business Current Account, see how our Business Overdraft could benefit you.
You pay a £100 Business Overdraft arrangement fee and a £50 annual renewal fee1.
What happens after I apply?
Our Business Overdraft is subject to status. If your application is approved, we'll send you a Business Overdraft agreement to sign and return. Once received, we'll pay your Business Overdraft into your Santander Business Current Account and take the arrangement fee at the same time.
If you are a new Santander customer, please apply for your Business Overdraft with your Business Current Account. Existing customers can apply online or call our dedicated Lending Team on 0800 313 4481.
1We will notify you at least 30 days before we debit your annual renewal fee and at least 14 days before we debit your monthly charges and interest.