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Buying your first home

Committed to supporting First Time Buyers

We're participating in the Government's Funding for Lending scheme which means we can help even more customers get on that important first rung of the property ladder. In fact we're committed to lend more than £3 billion in mortgages over the coming year.

We offer mortgages up to 90% of the value of the property, plus there's an exclusive range of First Time Buyer mortgages, so we can help aspiring homeowners afford somewhere they can call home.

All applications are subject to status and our current lending criteria.  This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow.  For example, we may require a higher deposit if you are buying a flat or a new build property.

1 We'll arrange and pay for your standard valuation, saving you on average £330 which is the cost of Santander's standard valuation fee based on our average property valuation between 1 October 2012 to 31 March 2013. Information supplied by Santander Survey Department.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered in England Number 2294747. Telephone 0870 607 6000; calls may be recorded or monitored.

Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks.

Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance.

You can check the above authorisations with the Financial Services Authority at www.fsa.gov.uk/pages/register or by calling them on 0845 606 1234.

All premiums shown include Insurance Premium Tax at the applicable rate

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