What's covered?

You can choose the level of cover you want from the 3 choices below. Each offers different benefits.

Comprehensive car insurance insures your car against damage, any damage you cause to another vehicle injury to drivers and passengers in an accident and loss or damage to your car through fire and theft.
Third Party, Fire & Theft covers any damage you cause to another vehicle, or any injury to its driver or passengers. It also covers loss or damage to your car through fire or theft. It does not cover your own vehicle if it's damaged in an accident.
Third Party only covers damage to another vehicle or any injuries you may cause to passengers and other drivers, but it does not cover damage or loss to your vehicle. Third party insurance is a legal minimum requirement.

Standard benefits
	Comprehensive	Third Party Fire and Theft	Third Party
24-hour windscreen replacement and repair	√	X	X
Foreign use cover when you drive your vehicle in the EU	√	√	√
£500 cover for medical expenses (per person)	√	X	X
Free courtesy car whilst your car is being repaired by one of our recommended repairers	√	X	X
Cover for manufacturer fitted audio and satellite navigation systems	√	√	X
24 hour claims helpline	√	√	√
£300 cover if your keys are lost/stolen	√	X	X
£150 cover for personal belongings	√	X	X
3 year guarantee on all paint and bodywork repairs with all our recommended repairers	√	X	X
Child seat cover (£100 per child seat)	√	X	X
Personal accident benefit up to £5000	√	X	X

Retrieve a quote

Optional extras
	Comprehensive	Third Party Fire and Theft	Third Party
Legal expenses insurance	√	√	√
Boomerang tag-key protection service	√	√	√
Personal accident and road rage cover	√	√	√
Car hire cover following theft	√	√	X
Car hire cover following total loss	X	X	√

Retrieve a quote

Next steps

1.   Get a quote in minutes by calling us on 0800 032 8035.

2.   Your quote is valid for 30 days and can be retrieved here.

3.   Once you have bought your policy, we will send you everything you need in the post or via email.

Contact us

If you have a query about your existing policy, call 0844 335 6630* or for customer services, call 0800 917 5090* and select option 3.

If you need to make a claim, call 0844 335 6630*

Lines are open 24 hours per day, 365 days a year.

* call charge information

Further Information

Cover is subject to terms and conditions, restrictions and exclusions. Full details are contained in the policy documents which you should read carefully.

Quotations are subject to standard underwriting and acceptance criteria.

If you require a quotation for Northern Ireland, please call us on 0800 917 5090.

If you need to speak to our customer services team, you can call us free on 0800 917 5090 and select option 3.

Santander car insurance and optional extras are sold by Santander UK plc and administered by Equity Direct Broking Limited. Registered Office: Library House, New Road, Brentwood, Essex, CM14 4GD. Registered in England and Wales No. 6710272. Authorised and regulated by the Financial Services Authority. FSA registration number 490061.

What's covered?

Standard benefits

Optional extras

Next steps

Contact us

Further Information

Related Links

Useful Information