* The credit limit which applies to you will depend on our assessment of your application
1% cashback at all major Supermarkets
Including Tesco, Asda, Sainsbury's, Morrisons, The Co-operative, Waitrose, Marks & Spencer or Budgens plus many others.
2% cashback at all major Department stores
Including BHS, Debenhams, House of Fraser, John Lewis, Fenwick, Harrods, Harvey Nichols, Selfridges plus many others.
3% Cashback at all major Petrol Stations and on National Rail and Transport for London travel (on combined spend of up to £300 a month)1
Including BP, Shell, Esso, Texaco, Asda, Morrisons, Sainsbury's, London Underground, First Great Western, Greater Anglia, Arriva Train Wales, ScotRail and many others (3% cashback applies on spend up to £300 per month).1
+ Get 1% bonus cashback this Christmas and New Year when you shop with your 123 Credit Card at Amazon.co.uk until 31st January 2014 - Terms apply3 - Neither Amazon EU SÀRL nor its affiliates are a sponsor of this promotion. Amazon, Amazon.co.uk, the Amazon.co.uk logo, and the smile logo are trademarks or registered trademarks of Amazon EU SÀRL or its affiliates.
All these great card benefits are yours for an affordable annual fee. See the representative example for details.
1. Includes all major retailers, UK train operating companies, online train ticket retailers and trains operated in Northern Ireland by NI Railways. 3% cashback applies on spend up to £300 a month on either petrol or rail and TfL travel or a combination of these. Purchases not eligible for cashback include (a) TfL travelcards, passes and Oyster Card top up purchases made at newsagents, garages and off-licences (b) NI Railways train tickets purchased online (c) Eurotunnel Le Shuttle and (d) train ticket purchases from travel agents or tour operators. Other cashback exclusions, limits and terms apply. Full cashback terms can be accessed here
First year fee refund
2. No annual 123 Credit Card fee for the first year. To qualify for this refund you must: (i) open or hold a 123 Current Account; and (ii) open or hold a 123 Credit Card (iii) set up a Direct Debit from the 123 Current Account to pay your 123 Credit Card within 30 days of either opening your 123 Current Account or 123 Credit Card (whichever occurs latest). The annual fee charged for the first year will then be refunded to your 123 Credit Card account within 21 days from the later of (i) activating your card and/or (ii) setting up the Direct Debit from your 123 Current Account. Offer valid until 31/12/2014.
3. Bonus Cashback Terms
1.From 1 November 2013 to 31 January 2014 inclusive (the ‘Promotional Period’) you will earn 1% cashback for each £1 of Net Purchases made with your Santander 123 Credit Card (‘123 Credit Card’) at Amazon.co.uk (including digital downloads, Amazon.co.uk Gift Cards and Gift Certificates, an Amazon Prime subscription and items sold by third-party merchants at Amazon.co.uk) and Javari.co.uk and for Audible.co.uk and Lovefilm.com subscriptions (each, a ‘Qualifying Purchase’). ‘Net Purchases’ are purchases of goods and services made by you or any additional cardholder on your 123 Credit Card minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travellers’ cheques, foreign currency, and money orders, any cheques that access your account, any amount over your credit limit, interest, unauthorised or fraudulent charges, or fees of any kind, including an annual fee, if applicable. 2. Purchases made at Amazon.com, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca or any other website operated by Amazon.com or its affiliates or subsidiaries are not Qualifying Purchases and are not eligible for 1% cashback. 3. There is no limit to the amount of cashback that can be earned on Qualifying Purchases when using your 123 Credit Card during the Promotional Period. 4. No cashback will be payable under this promotion in respect of: 4.1. purchases that are not Qualifying Purchases; or 4.2. Qualifying Purchases that you subsequently cancel or return for a refund. Any Qualifying Purchases refunded to your 123 Credit Card will be deducted from the total of your Qualifying Purchases for the month in which the refund is made; or 4.3. any spending which, in any one month, exceeds your credit limit. 5. Cashback may be suspended and not earned if you break any of the terms and conditions of your 123 Credit Card Agreement, for example: 5.1. If the minimum payment due on your 123 Credit Card has not reached your 123 Credit Card account by the payment due date; 5.2. If your payment to your 123 Credit Card is returned unpaid; 5.3. If you are over your credit limit; or 5.4. If you enter into an arrangement with your creditors or are made bankrupt. 6. If your 123 Credit Card account is closed or suspended (except where your 123 Credit Card is lost or stolen) after you have earned cashback but before that cashback has been applied to your 123 Credit Card account, that cashback will be lost. 7. The total cashback earned each month will be credited to your next monthly 123 Credit Card statement. Your cashback reward will appear on your statement as ‘Amazon.co.uk bonus cashback’ for all Qualifying Purchases. 8. The cashback offer is supplied by Santander Cards Limited and not Amazon EU S.àr.l. or its affiliates. Neither Amazon EU S.àr.l. nor its affiliates are a sponsor of this cashback promotion. This cashback offer does not impact on any other offers supplied by Amazon EU Sàrl, its affiliates or any other retailer. 9. We may change these terms and conditions or withdraw this cashback offer at any time during the Promotional Period by giving you notice. References to 'we' or 'our' in these terms and conditions are to Santander Cards UK Limited and Santander Cards Limited. 10. If you have any specific queries about the cashback offer, please contact Santander Customer Services on 0845 602 1582. Calls may be recorded and monitored for training and security purposes.
Neither Amazon EU SÀRL nor its affiliates are a sponsor of this promotion. Amazon, Amazon.co.uk, the Amazon.co.uk logo, and the smile logo are trademarks or registered trademarks of Amazon EU SÀRL or its affiliates.
Bonus Cashback is paid by Santander Cards Limited and will appear on your statement as ‘Amazon.co.uk bonus cashback’. Please ensure you abide by these terms in order to receive your bonus cashback.
30% off Options Home Insurance
Our 123 customers can apply online for an exclusive 30% discount on Santander Options Home Insurance, click here for more information.
Where can I earn cashback?
You can earn cashback at all major supermarkets, department stores and petrol stations1. You can also earn cashback on tickets purchased for travel on National Rail (which includes all major UK train operating companies), from online train ticket retailers, for Transport for London travel and trains operated in Northern Ireland by NI Railways. Cashback at the rates above can only be earned at retailers categorised as supermarkets, department stores, petrol stations, passenger railways or railroads merchants by MasterCard. To find out more view our list of retailers.
Are there any exceptions?
There will be a few exceptions to the level of cashback that will be awarded to you. For example, Marks & Spencer stores are defined as a supermarket (not a department store), so you will earn 1% cashback. Some petrol stations may be classed as supermarkets too. TfL travel cards, passes and Oyster card top-ups purchased from newsagents, garages and off-licences, Northern Ireland Railways train tickets purchased online and train tickets purchased at travel agents and tour operators do not qualify for cashback.
When will I receive my cashback?
The total cashback earned each month will be credited to your next monthly statement.
When will I be charged my annual fee?
An annual fee will be charged at account opening and will show on your first statement and every year thereafter. See the Representative Example for details. Even with an annual fee, the card still offers the prospect of generous rewards.
Use our cashback calculator to see how much cashback you can earn.
Credit is available, subject to status, only to UK residents aged 18 and over. Credit is provided by Santander Cards Limited.
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