|
Fixed Term Savings |
Fixed Term Bond 1 Year
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.11.2009 |
Matures on 01.12.2010 |
£1-£9,999 |
n/a |
2.50%* |
2.50%* |
2.00% |
|
From 02.11.2009 |
Matures on 01.12.2010 |
£10,000+ |
n/a |
2.75%* |
2.75%* |
2.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.11.2009 |
Matures on 01.12.2010 |
£1-£9,999 |
n/a |
2.50%* |
2.47%* |
2.37% |
|
From 02.11.2009 |
Matures on 01.12.2010 |
£10,000 + |
n/a |
2.75%* |
2.72%* |
2.56% |
*gross/AER based on funds invested on 1st December 2009
Rates effective from 2nd November 2009
Fixed Term Bond 1 Year
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.10.2009 |
Matures on 01.11.2010 |
£1-£9,999 |
n/a |
2.50%* |
2.50%* |
2.00% |
|
From 02.10.2009 |
Matures on 01.11.2010 |
£10,000+ |
n/a |
2.75%* |
2.75%* |
2.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.10.2009 |
Matures on 01.11.2010 |
£1-£9999 |
n/a |
2.50%* |
2.47%* |
2.37% |
|
From 02.10.2009 |
Matures on 01.11.2010 |
£10,000+ |
n/a |
2.75%* |
2.72%* |
2.56% |
*gross/AER based on funds invested on 1st November 2009
Rates effective from 2nd October 2009
Fixed Term Bond 1 Year
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.09.2009 |
Matures on 01.10.2010 |
£1-£9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 02.09.2009 |
Matures on 01.10.2010 |
£10,000 |
n/a |
3.25%* |
3.25%* |
2.60% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 02.09.2009 |
Matures on 01.10.2010 |
£1-£9999 |
n/a |
3.00%* |
2.96%* |
2.37% |
|
From 02.09.2009 |
Matures on 01.10.2010 |
£10,000 - |
n/a |
3.25%* |
3.20%* |
2.56% |
*gross/AER based on funds invested on 1st October 2009
Rates effective from 2nd September 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£1 - £9999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£10,000 - £24,999 |
n/a |
3.35%* |
3.75%* |
3.00% |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£25,000 + |
n/a |
4.15%* |
4.15%* |
3.32% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£1 - £9999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£10,000 - £24,999 |
n/a |
3.75%* |
3.69%* |
2.95% |
|
From 05.08.2009 |
Matures on 01.09.2011 |
£25,000+ |
n/a |
4.15%* |
4.07%* |
3.26% |
Rates effective from 5th August 2009
*gross/AER based on funds being invested on 1st September 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.35%* |
3.35%* |
2.68% |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£25,000 + |
n/a |
3.60%* |
3.60%* |
2.88% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
2.96%* |
2.37% |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.35%* |
3.30%* |
2.64% |
|
From 22.07.2009 |
Matures on 01.08.2010 |
£25,000+ |
n/a |
3.60%* |
3.54%* |
2.83% |
Fixed Term Bond 1 Year
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000 + |
n/a |
3.75%* |
3.75%* |
3.00% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
2.96%* |
2.37% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000+ |
n/a |
3.75%* |
3.69%* |
3.95% |
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 18 months
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£1 + - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£25,000 |
n/a |
4.00%* |
4.00%* |
3.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£1 + - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£25,000 |
n/a |
4.00%* |
4.00%* |
3.20% |
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures 01.01.2010 |
£1 - £9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 03.06.2009 |
Matures 01.01.2010 |
£10,000 + - £24,999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.06.2009 |
Matures 01.01.2010 |
£25,000+ |
n/a |
3.75%* |
3.75%* |
3.00% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures 01.07.2010 |
£1 - £9999 |
n/a |
3.00% |
2.96% |
2.37% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£10,000 + - £24,999 |
n/a |
3.50% |
3.45% |
2.76% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£25,000+ |
n/a |
3.75% |
3.69% |
2.95% |
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures 01.02.2011 |
£1 - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£25,000+ |
n/a |
4005%* |
4.00%* |
3.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures 01.02.2011 |
£1 - £9999 |
n/a |
3.25% |
3.20% |
2.56% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£10,000 + - £24,999 |
n/a |
3.65% |
3.59% |
2.85% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£25,000+ |
n/a |
4.00% |
3.93% |
3.14% |
gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
2 Year Fixed Rate Bond
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 06.05.2009 |
Matures on 01.06.2011 |
£30,000+ |
n/a |
4.01%* |
4.01%* |
3.21% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 06.05.2009 |
Matures on 01.06.2011 |
£30,000+ |
n/a |
3.94% |
3.94% |
3.15% |
Rates effective from 6th May 2009
*4.01 gross/AER based on funds being invested on 30th May 2009
2 Year Fixed Rate Bond
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 01.09.2009 |
Matures on 01.10.2011 |
£10,000+ |
n/a |
4.20%* |
4.20%* |
3.36% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 01.09.2009 |
Matures on 01.10.2011 |
£10,000+ |
n/a |
4.20% |
4.12%* |
3.29% |
Rates effective from 1st September 2009
*gross/AER based on funds being invested on 1st October 2009
2 Year Fixed Rate Bond
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£1 + - £9999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£10,000 + - £24,999 |
n/a |
3.75%* |
3.75%* |
3.00% |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£25,000 |
n/a |
4.15%* |
4.01%* |
3.32% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£1 + - £9999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£10,000 + - £24,999 |
n/a |
3.75%* |
3.69%* |
2.95% |
|
From 03.07.2009 |
Matures on 01.08.2011 |
£25,000+ |
n/a |
4.15%* |
4.07%* |
3.26% |
Rates effective from 3rd July 2009
*gross/AER based on funds being invested on 1st August 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£1 + - £9999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£10,000 + - £24,999 |
n/a |
3.75%* |
3.75%* |
3.00% |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£25,000 |
n/a |
4.15%* |
4.01%* |
3.32% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£1 + - £9999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£10,000 + - £24,999 |
n/a |
3.75%* |
3.69%* |
2.95% |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£25,000+ |
n/a |
4.15%* |
4.07%* |
3.26% |
Rates effective from 3rd June 2009
*gross/AER based on funds being invested on 1st July 2009
Fixed Term Bond 1 year
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 06.05.2009 |
Matures 01.06.2010 |
£1 |
n/a |
3.00% |
3.00% |
2.40% |
|
From 06.05.2009 |
Matures 01.06.2010 |
£25,000+ |
n/a |
3.50% |
3.50% |
2.80% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 06.05.2009 |
Matures 01.06.2010 |
£1 |
n/a |
3.00% |
2.96% |
3.00% |
|
From 06.05.2009 |
Matures 01.06.2010 |
£25,000+ |
n/a |
3.50% |
3.45% |
3.50% |
gross/AER based on funds invested on 1st June 2009
Rates effective from 6th May 2009
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1+ |
n/a |
2.50% |
2.50% |
2.00% |
|
£25,000+ |
n/a |
3.00% |
3.00% |
2.40% |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 |
n/a |
2.50% |
2.47% |
1.98% |
|
£25,000+ |
n/a |
3.00% |
2.96% |
2.37% |
Rates are fixed and effective for bonds sold between 2nd April and 5th May 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000 + |
n/a |
3.75%* |
3.75%* |
3.00% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1 - £9999 |
n/a |
3.00%* |
2.96%* |
2.37% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000+ |
n/a |
3.75%* |
3.69%* |
3.95% |
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures 01.07.2010 |
£1 - £9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£10,000 + - £24,999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£25,000+ |
n/a |
3.75%* |
3.75%* |
3.00% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures 01.07.2010 |
£1 - £9999 |
n/a |
3.00% |
2.96% |
2.37% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£10,000 + - £24,999 |
n/a |
3.50% |
3.45% |
2.76% |
|
From 03.06.2009 |
Matures 01.07.2010 |
£25,000+ |
n/a |
3.75% |
3.69% |
2.95% |
*gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
Fixed Term Bond 18 months
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£1 + - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£25,000 |
n/a |
4.00%* |
4.00%* |
3.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£1 + - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.06.2009 |
Matures on 01.01.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.06.2009 |
Matures on 01.07.2011 |
£25,000 |
n/a |
4.00%* |
4.00%* |
3.20% |
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures 01.02.2011 |
£1 - £9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£10,000 + - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£25,000+ |
n/a |
4005%* |
4.00%* |
3.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures 01.02.2011 |
£1 - £9999 |
n/a |
3.25% |
3.20% |
2.56% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£10,000 + - £24,999 |
n/a |
3.65% |
3.59% |
2.85% |
|
From 03.07.2009 |
Matures 01.02.2011 |
£25,000+ |
n/a |
4.00% |
3.93% |
3.14% |
gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1-£9999 |
n/a |
3.00%* |
3.00%* |
2.40% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.50%* |
2.80% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000+ |
n/a |
3.75%* |
3.75%* |
3.00% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£1-£9999 |
n/a |
3.00%* |
2.96%* |
2.37% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£10,000 - £24,999 |
n/a |
3.50%* |
3.45%* |
2.76% |
|
From 03.07.2009 |
Matures on 01.08.2010 |
£25,000+ |
n/a |
3.75%* |
3.69%* |
2.95% |
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 18 months
Annually
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£1-£9999 |
n/a |
3.25%* |
3.25%* |
2.60% |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£10,000+ - £24,999 |
n/a |
3.65%* |
3.65%* |
2.92% |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£25,000+ |
n/a |
4.00%* |
4.00%* |
3.20% |
Monthly
|
Invested on |
Term |
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£1-£9999 |
n/a |
3.25%* |
3.20%* |
2.56% |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£10,000+ - £24,999 |
n/a |
3.65%* |
3.59%* |
2.85% |
|
From 03.07.2009 |
Matures on 01.02.2011 |
£25,000+ |
n/a |
4.00%* |
3.93%* |
3.14% |
gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 3 year
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1+ |
n/a |
3.00 |
3.00 |
2.40 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1+ |
n/a |
3.00 |
2.96 |
2.37 |
Rates are fixed and effective for bonds sold between 3 rd February and 1 st March 2009
High Yield Bond 1 & 2
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Save & Invest Plan
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£2,000 + |
n/a |
0.80 |
0.80 |
0.64 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£2,000 + |
n/a |
0.80 |
0.80 |
0.64 |
Rates effective from 1st February 2009.
Save & Invest Plan 2, 3 and 4
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£2,000 + |
n/a |
0.30 |
0.30 |
0.24 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£2,000 + |
n/a |
0.30 |
0.30 |
0.24 |
Rates effective from 1st February 2009.
Save & Invest Plan 5
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Premium + Bond
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
High Interest Employee Savings Scheme
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£2,000 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Choices Bond 1 yr variable
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st February 2009.
Bond Maturity Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st January 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates effective from 1st January 2009.
50+ Bond
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
5.05 |
5.05 |
4.04 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
5.05 |
4.94 |
3.95 |
Rates effective from 2nd January 2008.
Fixed Term Bond 6 month
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
3.25 |
3.28 |
2.60 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
3.25 |
3.23 |
2.58 |
Rates effective from 3rd February 2009.
Fixed Term Bond 2 year
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
2.75 |
2.75 |
2.20 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
2.75 |
2.72 |
2.18 |
Rates effective from 3rd February 2009.
Fixed Term Bond 3 year
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
3.25 |
3.25 |
2.60 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
3.25 |
3.20 |
2.56 |
Rates effective from 3rd February 2009.
Super Bond (issue 12) Interest rates – fixed until 1 November 2010
|
Term |
Tier |
Gross Rate p.a. (Annual) |
Gross Rate p.a. (Monthly) |
AER* |
Net Rate (Annual) |
|
Matures on 01.11.2010 |
£1+ |
5.00% |
5.89% |
5.00%* |
4.00% |
|
Matures on 01.11.2010 |
£250,000+ |
6.00% |
5.84% |
6.00%* |
4.80% |
Rates effective from 2 October 2009.
Gross p.a./AER based on funds invested on 31 October 2009
Super Bond (issue 11) Interest rates – fixed until 1 October 2010|
Term |
Tier |
Gross Rate p.a. (Annual) |
Gross Rate p.a. (Monthly) |
AER* |
Net Rate (Annual) |
|
1 Year |
£1+ |
5.50% |
5.37% |
5.50%* |
4.40% |
|
1 Year |
£250,000+ |
6.50% |
6.31% |
6.50%* |
5.20% |
Rates effective from 2 September 2009.
Gross p.a./AER based on funds invested on 30 September 2009
Super Bond (issue 9 ) Interest rates - fixed until 1 August 2010
|
Term |
Tier |
Gross Rate p.a. (Annual) |
Gross Rate p.a. (Monthly) |
AER* |
Net Rate (Annual) |
|
1 Year |
£1+ |
5.50% |
5.37% |
5.50% |
4.40% |
|
1 Year |
£250,000+ |
6.50% |
6.31% |
6.50% |
5.20% |
Super Bond (issue 8 ) Interest rates - fixed for 1 year
|
Term |
Tier |
Gross Rate p.a. (Annual) |
Gross Rate p.a. (Monthly) |
AER* |
Net Rate (Annual) |
|
1 Year |
£1+ |
5.50% |
5.37% |
5.50% |
4.40% |
Rates effective from 4 June 2009
Super Saver (issue 7) Interest rates
|
Tiers |
Gross Rate p.a. (Annual) |
Gross Rate p.a. (Monthly) |
AER* |
Net Rate (Annual) |
|
£1+ |
5.50% |
5.37% |
5.50%* |
4.40% |
*5.50% gross p.a. /AER assumes funds being invested on 30th May 2009.
Further Savings Rates
|
Rates for products no longer on sale |