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How to Apply

If you would like further information about the policy, before you apply, including your cancellation rights and our complaints procedure, please refer to the full policy document.
However if you would like to apply now, this information will be sent to you in the post once your policy starts. By completing and returning the application form, you are confirming that you wish to proceed.

 

Before you begin

The above documents are pdf's, so you will need Adobe Acrobat  to view them.

 

You can apply if

At the start date you are:

  • aged 18 years or over but under 70
  • living and present in the United Kingdom.

If you choose 'individual and partner cover' or 'family cover', you and your partner must meet the eligibility criteria above.

If you have chosen 'family cover' your child or children will be eligible for cover if, at the start date he or she:

  • is aged under 18 years; and
  • lives permanently with you in the same household.

Please note: an individual can only be covered under one of our personal accident insurance policies at any one time.

 

Get Started

  • Download the application form.
  • Fill out what we call your 'personal details' which is just your name, your date of birth and address.
  • Next, you'll need to select the type of cover you require. You can find more information about this in the full policy document.
  • Finally, fill in your Direct Debit details and return the form to the free post address listed on the form.
  • Once your completed form is received, provided you meet all of the eligibility criteria listed above, your policy will begin straight away and you will receive your policy documents within 3 working days.

The Personal Accident insurance policy is underwritten and administered by Sterling Insurance Company Limited. Sterling Insurance Company Limited is a private company limited by shares incorporated in England and Wales, registered office Ambassador House, Paradise Road, Richmond upon Thames, TW9 1SQ number 498605. It underwrites general insurance business. It is authorised and regulated by the Financial Services Authority, its Financial Services Authority register number is 202012. Telephone number 0870 224 7557. Calls may be recorded or monitored.

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