Have you thought how you and your family would manage financially if you suffered an accident and were admitted to hospital, or worse, left permanently and totally disabled? With our Personal Accident insurance policy, you could receive valuable financial help at what would be a very difficult time.
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Table of benefits |
|
| In the event of an accident causing: | |
| 1. Permanent total disability as a result of: | |
| a) being a fare paying passenger. | £200,000 |
| b) any other accident. | £80,000 |
| 2. Total loss of sight in both eyes | £80,000 |
| 3. Total loss of sight in one eye | £40,000 |
| 4. Total loss of use of two limbs | £80,000 |
| 5. Total loss of use of one limb | £40,000 |
| 6. Total loss of speech | £40,000 |
| 7. Total loss of hearing | £40,000 |
| 8. Total loss of hearing in one ear | £8,000 |
| 9. Total loss of use of: | |
| ■ shoulder or elbow | £16,000 |
| ■ wrist, thumb, hip, knee or ankle | £12,000 |
| ■ any finger or big toe | £4,000 |
| ■ any other toe | £2,000 |
| 10. Daily hospitalisation benefit | £80 per day |
| 11. Lump sum hospitalisation benefit | £800 |
| 12. Accidental death | £40,000 |
Important information
Your benefits and premium will increase by 5% of the starting amount on each anniversary of your policy. Please refer to the ‘Escalation benefit’ section of the policy for further details.
The table below shows the total cost of the policy if you were to retain it for 1, 5 or 10 years:
|
Individual |
Individual & Partner |
Family |
||
| 1 year | £108.60 | £157.20 | £181.20 | |
| 5 years | £597.48 | £864.72 |
£996.96 |
|
| 10 years | £1,330.80 | £1,926.00 | £2220.48 | |
*Cover overseas is subject to terms & conditions
The Personal Accident insurance policy is underwritten and administered by Sterling Insurance Company Limited. Sterling Insurance Company Limited is a private company limited by shares incorporated in England and Wales, registered office Ambassador House, Paradise Road, Richmond upon Thames, TW9 1SQ number 498605. It underwrites general insurance business. It is authorised and regulated by the Financial Services Authority, its Financial Services Authority register number is 202012. Telephone number 0870 224 7557. Calls may be recorded or monitored.
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