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Summary Box |
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APR |
Typical 8.9 % APR |
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Interest rate ranges |
Loan size range |
From % |
To % |
Representative |
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Interest charging information |
Once agreed, the interest rate/APR is fixed for the life of the loan. Interest is charged on a day-to-day basis on the outstanding balance of your loan. |
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Repayment information |
Monthly repayments - debited from your bank account by Direct Debit. |
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Repayment Period |
Between 1 – 5 years |
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Amount of Loan available |
From £7,500 to £14,950 in increments of £50 |
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Application/Arrangement fee |
Not applicable |
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Other Fees |
Not applicable |
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Default Fees |
Late Payment Fee £15 |
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Early Settlement |
We will determine your settlement date and any rebate of interest to which you are entitled in accordance with the Consumer Credit (Early Settlement) Regulations 2004. If the agreement is for a term of more than one year, we may charge you one month’s interest to cover the cost of setting up your loan. |
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Illustrative Example |
Loan amount
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Representative |
Term |
Monthly |
Total payable |
Santander UK plc, which is authorised and regulated by the Financial Services Authority (Authorisation Number 106054), except in the respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading, acts as an Insurance Intermediary for General Insurance
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