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eSaver (Issue 9)

An online savings account with instant, penalty free access 24 hours a day.

Why choose eSaver (Issue 9)?

  • Earn 1.50% gross/AER (variable) for 12 months on all the money saved in the account, after which the underlying rate, currently 0.50% gross/AER (variable), applies.
  • Bonus of 1.00% gross/AER (variable) included in the rate for 12 months from account opening
  • Save from just £1 up to £2 million.
  • Interest is calculated daily and can be received monthly for a regular income or annually on the anniversary of account opening - it's your choice.
  • Open online; it's easy and takes just a few minutes.
  • Manage online 24 hours a day, every day, with our secure and easy to use Internet Banking.



Gross pa / AER(including bonus)

Gross Monthly equivalent(including bonus)




 Rate is variable and includes a variable 1.00% (0.99% monthly) gross/AER bonus for 12 months from account opening. More details.


Rates and product are subject to availability. Rates are variable, effective from 2nd November 2012.

Further information

  • Only one account person is permitted, in either single or joint names.
  • Annual or monthly interest can be credited into the account or to another Santander account.  Annual interest can be credited to a non-Santander account.  The account nominated to receive interest cannot be changed once set.


AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.  The gross rate is the interest rate before income tax is taken off.

Related Links

Useful Information

You may not make withdrawals by cheque from your account.

Please note all instant access is subject to daily withdrawal limits. Information on availability of funds, cheque clearance and when interest is applied to deposits by cheque is available on request.

A variable rate bonus currently of up to 1.00% gross p.a. is payable for the first 12 months that the account is open. The bonus rate is added to accounts with a balance over £1.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year. Interest will be paid gross to eligible non-taxpayers who register with us. Otherwise it will be paid net of income tax at the prescribed rate. Rates may vary unless otherwise specified and are shown to two decimal places.

Rates may vary and are effective from 4th August 2008.