This credit card is currently only available if you have an existing current account or mortgage with us. Find out more
With zero usage fees in the UK and abroad, you'll be saving every time you spend.
It's easy to apply, and you can manage you Santander Zero card online, in your local branch or over the phone.
Apply for Santander Zero today, its simple and straightforward.
No annual fee
Typical 18.9% APR (variable)
0% foreign exchange fee - Use it while you're away to pay for everything and pay no additional fees.
0% cash advance fee - If you ever need cash from an ATM, you'll pay zero fees for cash withdrawals1
0% for 3 months on purchases from date of account opening - to help spread your costs.
0% for 12 months on balance transfers from date of account opening2.
Further Information
0% for 3 months on purchases from date of account opening
And to help you spread the cost of major purchases, Santander Zero gives you 0% on all purchases you make in the first 3 months from date of account opening. Perfect if you’re thinking about booking a holiday. After that you’ll pay our standard interest rate of 18.9% APR typical (variable).
0% for 12 months on balance transfers from date of account opening2. 3% balance transfer fee applies (minimum £5)
To get you started with the new Santander Zero credit card, you’ll pay 0% interest for 12 months from date of account opening, when you transfer balances from your other credit and store cards2.
1 Some independent ATM providers may charge a fee for cash withdrawals. Cash Transactions charged at a standard rate of 27.9% APR. Interest charged on all cash transactions from date of transaction.
2 You cannot transfer balances from other Santander Group accounts (including cahoot).
The 0% balance transfer fee offer is available if you have a current account or a mortgage with Santander UK plc or Alliance & Leicester plc. If you haven’t you can still benefit from 0% interest for 12 months, with an initial 3% (minimum £5) transfer fee applied.