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Instant Access Accounts

Save the easy way with instant access accounts. Santander UK is named Moneyfacts Personal Finance Provider of the Year - for the third year running.

Our best instant access savings account.
  • Pays 1.25% gross/AER (variable) for the first 12 months from account opening.
  • Manage your account 24/7 online, by phone or mobile banking.
  • Start saving from £1.
  • Unlimited deposits and withdrawals at anytime.







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A rewarding account for saving in a disciplined way
  • A variable rate of 1.25% gross/AER for the first 12 months from account opening.
  • A rate of 0.10% gross/AER (variable) is paid in any month where withdrawal(s) are made.
  • 24/7 Instant access in Branch, cash machine, Phone or via Online Banking.
  • Minimum opening balance £5,000 with a minimum operating balance £1.
  • Apply by calling 0800 032 4604 or by visiting your local Santander branch.
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Related Links

Useful Information

Moneyfact Personal Finance Provider of the Year 2012
Protecting your money - Click here to find out more
About Santander in the UK |
Other Santander Sites | Accessibility and site help | Security and privacy | Website legal

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off. Rates may change and we pay interest each month or year.