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Current Accounts

A range of bank accounts designed to meet our customers' needs

Whether you want an account that pays you cashback and interest or a standard account with no extras or even accounts for Students and under 18's, we will have what you are looking for.

See our range

123 Current Account. Apply to and start earning cachback and interest: New customers

How much cashback and interest could you earn each year?


Cashback on household bills:
1% on water, council tax bills and Santander mortgage payments (up to maximum monthly mortgage payments of £1,000)
2% on gas and electricity bills
3% on communications bills
+ up to 3% AER (variable) interest on your balance

£2 monthly fee applies.
Find out more
123 Current Account: Transfer your existing account and start earning cashback and interest: Existing current account customers

Transfer to an award winning 123 Current Account today


If you already hold a Santander current account and want to transfer to the 123 Current Account rather than apply for a new account, you can use our easy online transfer service. Not only will you get the same great benefits as new customers you also get to keep your existing account number, PINs and payment instructions.

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Other current accounts available to you: Current account range

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Other current accounts available to you: Current account range

How much could you earn each month?


It will only take you a minute to use our cashback calculator to find out how much cashback and interest you could earn with our 123 Current Account.

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Useful Information

Standard Current Account defaqto 2012 5 Star Award
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This page has reached Plain English Campaign's Crystal Mark standard. AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the interest rate we pay before income tax is taken off. Rates may change and we pay interest each month or year. EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often interest is charged to the account and does not include any other fees or charges.

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